The Schwab Agency would like to take this opportunity to remind readers of the importance keeping RV insurance up to date.
Because insurance laws and state laws change frequently, it is important that insurance be reviewed and updated on an annual basis. RV insurance is not the same as auto insurance. In fact, many times auto insurance will not cover an RV, or not all of the RV. For that fact alone, it is important that all recreational vehicles have a policy of their own. When planning on traveling or going on vacation, be smart, review and renew your RV insurance before you leave. It is the best move to protect your family.
Underwriting insurance is based on assessing the risk posed by an individual, not necessarily the vehicle. Though the type of vehicle plays a role in the assessment. Factors that affect insurance underwriting include your driving record, marital status, where you live, age, gender, how often a vehicle is used, etc.
Liability Insurance, such as bodily injury liability insurance, protects you from being liable for injuries to other people when the accident is your fault. Property damage is another category of Liability Insurance. This pays for damage to other people’s property when you are at fault. Uninsured motorist is part of this group of insurance too. It protects you when you and your property from paying out damages caused by uninsured motorists.
While RVing is a lot of fun, it is important that you protect yourself against liability. The only way to do that is through RV insurance. The Schwab Agency provides quality insurance for the Colleyville, Texas community and other communities throughout Texas. If you have a question about RV insurance, then please contact The Schwab Group.

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