Insurance Explained

Have you spent much time searching “home insurance near me” online? You can get endless links to coverage that doesn’t fit your situation. Sometimes people get confused with the legalities, so they pick the first insurer they find online only to learn later they didn’t get the coverage they assumed. Here are ten types of…

Auto insurance rates are projected to increase in 2022, partially due to an increase in costly claims and risky driving. Supply-chain disruptions and inflation have also intensified the pressure on car insurance rates. Therefore, if you’re looking for “affordable car insurance near me,” you need to do comparison shopping. Conversely, car insurance rates for electric…

Outdoors living spaces make life at home better. During hot weather, your backyard setup can become a welcome oasis. Modern outdoor living spaces usually incorporate landscaping, outdoor structures, furniture, and even household appliances. Backyard features and structures are not only useful but also cost a significant amount of money. While homeowners insurance generally covers most…

Today climate change affects people everywhere, as flooding can occur even at places with no history. There are various ways flooding can damage buildings and homes, such as when a river or lake overflows. Does flood insurance cover heavy rains? Here’s a look at flood insurance in Colleyville, TX, and what you need to consider…

Buying a homeowners insurance policy is a lot like buying a new car. You will want to test drive a few before you make your final decision. Not every insurance company is the same and the homeowners’ policies they offer may differ in coverage, cost, and deductible amounts. Before you choose your policy, make sure…

Like any other state, life in Texas comes with the usual financial uncertainties. It’s the primary reason why you should think about life insurance in Southlake, TX. However, as your financial needs and obligations evolve through different stages of life, so do your life insurance requirements. Which life insurance policy is most appropriate for your…

What’s your motivation for buying a home and living in Grapevine, TX? For some people, it’s terrific neighborhoods and family-friendly fun. For others, proximity to excellent amenities and public infrastructure, including a major airport, does the trick. Whatever your reason is, you’ll want to hold on to your dream home for the longest time possible…

Christmas is a time for traditions. It’s a time to make memories and share special gifts with your family and friends. For some, Christmas day is the climax of a whirlwind holiday season. Christmas Eve, on the other hand, is the one night where families fall back together and embrace the quiet time before the…

Classic car insurance is beneficial because you can tailor the policy to fit the unique needs of your prized vehicle. You’ll have access to special coverage options. The foundation of your policy is agreed value coverage. Once you have your classic vehicle appraised, you and the insurer have to agree on the value of your…

Most homeowners eventually figure out their homeowners’ insurance policy doesn’t cover every type of damage to their house or its belongings. Many people don’t even bother to learn about all the pros and cons of different insurance plans because they can’t stand thinking about accidents or disasters. Nonetheless, the more you learn about insurance, the…

When you are in your 20’s, the last thing you want to think about is life insurance. If you’ve already started a family, however, your future should be a top priority. Buying life insurance is the best way to ensure that you and your family are fully protected during all stages of your lifetime. With…

If you’re visiting family over the Thanksgiving weekend, no matter where you live, there are plenty of things you can do when you aren’t feasting on turkey and other holiday foods. You can either go alone or take the whole family and explore as much as you can! Here are a few fun things you…

Life insurance policies are designed to provide death benefits to your loved ones after you pass away. There are a few policies, however, that will allow you to borrow against them if you have an emergency. If you are very careful about how you borrow against your policy, you will be able to use your…

Almost anyone can get life insurance if they are willing to pay for it. It all boils down to what is known as “acceptable risk.” Different insurers assign different levels of risk to certain health conditions, including diabetes. The level of risk will normally depend on the person and any other risk factors that may…

Keeping home insurance costs down is one way to tighten your budget during tough times, but be aware of your coverage needs. Each homeowner has their own unique needs and risks that affect insurance costs. Some homeowners need higher coverage limits, especially if they have a large family or pets. Here are 10 items that…

Homeowners’ insurance can get to be expensive if you don’t know how to lower your costs. There are many ways to cut your costs without having to worry about whether or not your home is sufficiently covered. By working with your insurance agent, you can find many different ways to cut your costs while still…

Car fires can be incredibly terrifying and cause severe damage to your vehicle and any objects near the car while it is burning. For any type of fire damage to your vehicle to be covered, you will need to have a comprehensive auto insurance policy in place. Comprehensive policies are more expensive, but they cover…

Renting an apartment carries many of the same responsibilities as owning a home. While you may not own the building, it is still up to you to protect your possessions and reduce the types of liability you are responsible for. Starting over after a catastrophic event can be hard, especially if you are starting from…

Most of us know how a credit score will affect our chances of getting a car loan or mortgage. What we don’t realize is how it can affect our ability to get car insurance. For people who don’t have any established credit or have poor credit, it can be difficult to get a quality insurance…

Shopping for car insurance is often an extensive process. There are a lot of variables that go into finding the right policy. Love is a factor. Here is a look at how getting married may impact your auto insurance rates. Research conducted by the Consumer Federation of America shows that auto insurance agencies charge lower…

When you research home insurance near me, you’re likely thinking about covering the personal items inside your home, as well as the interior structure of your home. However, you should never neglect the importance of protecting your roof. Dealing with roof damage can be very expensive if you don’t have coverage. Therefore, roofing insurance is…

Having the right homeowners insurance helps protect your home against covered perils. You can file claims with your insurance provider if your home or its belongings get destroyed or vandalized in situations listed under your policy agreement. This policy kicks in if you lose your belongings in a fire, theft, burglary, and damaging weather conditions.…

What Is Homeowners Insurance? Homeowners’ insurance helps cover repair or replacement costs related to damages caused by covered perils such as fire, smoke, theft, vandalism, or unfavorable weather. This policy covers damages to personal property inside your home, or on your premises, including furniture, clothing, and other possessions. It covers both the interior and exterior…

Many insurance companies provide incentives and benefits to their customers to keep their loyalty. A lot of people stick to one insurance company because of the comfort and convenience they bring. There are certain benefits and disadvantages that come with car insurance loyalty. Some of the benefits include discounts, the option of accident forgiveness, removal…

Home insurance companies are routinely faced with the difficulty of maintaining the balance between affordability and profitability. As many homeowners do not really pay attention to the details of their existing policies, they might incur damages that are not covered by their policy. In such cases, you will not receive any form of compensation for…

Single people are sometimes misled into thinking that they may not need life insurance. The opposite is true. Single people can benefit from having life insurance in much the same way as couples do. The only difference is that they do not have a family to support or care for after they pass away. They…

People often purchase homeowners insurance because they are interested in protecting the investment they have made in their homes. However, most of them may not understand what their policy covers or how their coverage and premiums are even calculated. The key to having the right amount of coverage is to know what your policy covers…

In insurance, a general liability insurance policy covers you and your company for claims that involve property damage and bodily injuries that result from your services, products, or operations. If you are held responsible for the damages to your landlord’s property, then the insurance can also cover you. Professional liability insurance is a type of…

Loyalty discounts are also called patronage discounts, which can be described as price drops provided to steady customers. Car insurance companies have used this practice to help retain customers. In some cases, the rewards may be in the form of better coverage for the same price rather than a straight discount. This technique of offering…

Having enough insurance is necessary, but how do you know if you are sufficiently covered? It’s important to conduct an insurance review every year to ensure that you always have enough coverage in place in case an emergency happens. Having insurance will not do you any good if you do not have the coverage you…

Giving life insurance as a Christmas gift may be a little unconventional, but it is practical and makes good financial sense for all involved. Whether you are looking out for your grandchildren’s future, or making sure that your family will not have any additional financial worries, purchasing a life insurance policy for the holidays is…

Life insurance policies are commonly regarded as something that will benefit the family of a loved one after they pass away. That is not the only benefit they offer. In fact, many life insurance policyholders may be pleasantly surprised at some of the features they have in place with their current coverage. Evaluate your policy…

The holidays are supposed to be a happy time for everyone involved. Thanksgiving is often a favorite holiday simply because of all the great foods you get to enjoy. Every family gathering is supposed to be a joyful time for everyone who attends. To keep it that way, you need to start thinking about making…

Purchasing an insurance policy for your business is the best way to protect your company and the people who work for you. When your business experiences a devastating loss, your only recourse may be to rely on your insurance policy to provide you with the resources you need for recovery. Here are 4 ways in…

Auto insurance has been made mandatory in every state, which is why it’s important to get the policy you need at an affordable price. However, before you start looking for a policy, you should consider several factors like the type of coverage required, the extent of existing loan liability, the vehicle’s existing condition, and so…

Life insurance protects your family from experiencing financial hardships if you pass away while they are still relying on your income. For many families, having a solid life insurance policy in place means your family doesn’t have to worry about losing their way of life if a disaster strikes. It’s important to have your life…

When it comes to homeowner’s policy, everyone has a story about what is covered and what isn’t. While much of what is said may be true, misinformation can get passed around in various ways. So if you have questions about what your homeowner’s policy covers, ask your agent. They can clear up any misinformation and…

The coronavirus pandemic has made us realize the importance of personal hygiene. At the same time, it has also highlighted the importance of keeping your surroundings clean, and this is where home sanitization comes in. Here are a few tips that will help you sanitize your home: Get Ready Before you start, you need to…

Workers’ compensation insurance has been in practice in the US since 1949. Most states have mandated it for enterprises as preventive measures to protect both the workforce and business. What Is Workers’ Compensation Insurance? It pays for the medical costs of employees who suffered work-related accidents or injuries. You may consider getting one if you…

The threats of theft and vandalism are increasing, so homeowners would like to increase the security and protection of their homes. You need to add security systems and upgrade certain areas to remain safe and secure inside your home.  Following tips will help you protect your home from vandalism and theft: Assess and upgrade the…

You may think that your auto insurance premium would decrease as your vehicle gets older. However, your auto insurance premium is not only determined by the age of your vehicle. Your premium rate depends on several factors that go beyond the value of your car, including your insurance history, driver’s record, location, and other variables.…

Your home is one of the most valuable assets for you and your family. Keeping your house safe should be one of your top priorities, and you must be willing to secure it in all possible ways. Protect it from external threats by getting homeowners insurance. Experts at various home insurance agencies are trained in evaluating risk…

A motorcycle ride can be fun, especially in a group. Whether you are a passionate motorcyclist or just another person with a bike, a ride with your buddies can act as a huge stress reliever. These days, bike riding is seen as a recreational activity. However, riding is not 100% risk-free. The risks increase when…

There are numerous factors to consider before buying a recreational vehicle, from the model to the value of money. The seller will give you minimum information, so it is up to you to get more details. Inquire about various factors, most importantly, about the RV insurance quote. Keep the following factors in mind before purchasing…

There are many doubts when it comes to getting life insurance. Most of the time, it is purchased for risk management in case of sudden sickness or death. Do you still wonder whether life insurance is a worthwhile investment or not? The following facts will help you make an informed decision. No Taxes on Interest Investing money is…

While summer can be a great time to play in your backyard and enjoy some outdoor activities, it is also the time when you need to stay safe from storms and bugs. Here are some of the common summer risks and ways to prevent them: Dangerous Bugs and Caterpillars When playing outside, children can get…

Summer is the best time to take part in outdoor activities. Spending some quality time in the swimming pool is a popular summer activity. However, swimming can pose some risks, so you have to follow some tips to ensure everyone’s safety. Here are some of the swimming pool safety tips that can help you enjoy…

As the temperature rises and days get hotter, it becomes essential to keep track of all the motorcycle maintenance tasks in summer to ensure that your vehicle is safe and running in good condition. Here are some of the expert tips for motorcycle maintenance that you need to do in summer. Replenish All Vital Fluids…

There is a strong correlation between news and mental health. Reading or watching the news continuously can be stressful and affect your mental health. A lot of people experience anxiety and stress, especially while watching negative news. So how can you stay stress-free when there is constant negative news? Here are some tips for coping…

Coronavirus continues to spread and social distancing is recommended. However, surviving the pandemic does not mean that you cannot buy a new car. Getting a car during the coronavirus outbreak is still possible if you follow the required steps. Buying a Car During the Coronavirus Pandemic Many people might be wondering whether purchasing a vehicle…

The coronavirus pandemic has affected small businesses. It is a difficult time for them, as the supply chains and productivity are disrupted. They are concerned about whether they can survive this pandemic as they do not know how long the uncertain economic situation will last. However, the situation will not last forever, and things will…

Coronavirus has changed the way we work and socialize. While staying in self-isolation and practicing social distancing helps us stay safe, they also negatively impact our mental health. Follow these health tips to keep your mind healthy during the COVID- 19 social distancing: Use Technology to Stay Connected Make the best use of your phone…

The home insurance premium rate varies from one location to another. Like the age and construction of your house, the location is another factor that the insurance agency uses to asses risk. Read on to learn more about the reasons why location influences home insurance rates. Three Reasons That Affect Home Insurance Rates Your Location…

Protect your startup with the right commercial coverage. When you open a business, you are opening yourself up to risk.  This is why it’s so important for business owners to protect their companies with the right commercial insurance protections.  But with all the coverage options out there, how do you know which policies you need? …

What happens when your term life insurance policy expires? One of the major concerns with term life insurance is that your coverage will eventually expire.  This is why many policyholders want to know what their options are as the end of their term draws near.  Here’s what you can expect once your term life insurance…

Preventing common pest infestations. During the warm spring months, insects and vermin are more active.  As a homeowner, this means that your risk for infestations is higher.  To ensure that your home isn’t overrun by unwanted guests, here are some of the precautionary measures that you should take. Gnats While gnats are more annoying than…

When do kids need their own auto insurance? When your teen first learned how to drive, you probably insured them under your auto insurance policy.  However, as your child gets older and starts making their own way in the world, you may be wondering when they need their own car coverage.  Here’s what you need…

How you can avoid serious thunderstorm damage to your property. If you live in an area prone to major thunderstorms, then you know just how devastating the damage left by these powerful storms can be.  This is why it’s so important to take steps to protect your home.  Here are some of the precautions that…

Protect yourself with the right insurance this spring break. As temperatures gradually increase, the promise of spring is in the air.  For many students and families, spring is all about taking a break and setting off on an exciting vacation.  As you plan your spring break trip, make safety a priority with these insurance tips.…

Helpful tips for female entrepreneurs. International Women’s Day is coming up on the 8th.  As this holiday is dedicated to celebrating the accomplishments and contributions of women throughout history, now is the perfect time to take a chance and start building the business that you’ve always dreamed of.  For aspiring female business owners, here are…

How you can support your teen if they are in a toxic relationship. February is Teen Dating and Violence Awareness Month.  A major goal of this month is offering resources and support to young adults who are in or who have recently escaped a bad relationship.  If you are a parent who suspects that their…

Have bad credit?  Then here’s how you can still be approved for a home loan. If you have bad credit, then getting approved for a home loan can be challenging.  However, this does not mean it’s impossible.  With FHA loans, borrowers can secure financing, even if their credit score is low.  Here’s what you need…

Important financial steps for couples. If you have gotten engaged or are thinking about getting engaged, then congratulations!  This is a major step for you and your partner.  However, before you advance your relationship, it’s important that you are both on the same page when it comes to your finances.  Here are some of the…

Don’t make these car maintenance mistakes. Unfortunately, many car owners get lazy when it comes to taking care of their vehicles.  While skipping a few service appointments and forgetting to check your oil may not seem like a big deal now, failing to maintain your car can lead to serious and expensive issues in the…

Tips for getting your home organized this year. If you are like many other Americans and have set a resolution to get organized in 2020, you may not know where to start.  While the idea of cleaning and decluttering may seem overwhelming, there are steps that you can take to get started and stay motivated…

Keep your furry friends safe all winter long. As a pet owner, it is your responsibility to protect your pet from all the dangers that they face.  Unfortunately, during the winter months, your pet faces more risks than ever.  To keep your furry friends safe this season, here are some of the precautions that you…

Here’s why your homeowners insurance may have gotten more expensive. If you are approaching the renewal period for your homeowners insurance, then it’s time to look over the policy summary provided by your insurer.  One particular thing to look at is if your premiums have increased.  If you have noticed an increase in your rates,…

The benefits of getting a joint auto policy with your significant other. If you are in a committed relationship, then you and your partner should consider getting a joint auto policy.  While this step isn’t very exciting, it is a good way to advance your relationship while saving money.  Here is what you need to…

Take care of your pets as you drive them around. As a pet owner, you often have to drive with your pets in the car.  While this probably does not seem out of the ordinary for you, it’s important to remember that this task does pose serious risks for your furry friends.  To keep your…

Try out these suggestions to host a stress-free holiday party. If you are hosting an event this holiday season, then you may be feeling overwhelmed by everything that needs to get done.  While there’s no way to eliminate your stress completely, there are things that you can do to alleviate it a bit.  Here are…

Why life insurance is the unexpected but highly-appreciated gift that you should give this holiday season. When most people think about buying gifts, they tend to focus on materialistic things like clothes, electronics, toys, and so on.  Are you looking to change things up and give a unique gift that actually shows how much you…

Watch out!  These types of home insurance claims go up around the holidays. With the holidays right around the corner, you are probably excited to decorate your home, celebrate with your family, and simply enjoy the season.  The last thing that you want to deal with is a time-consuming home insurance claim.  Unfortunately for homeowners,…

What new parents should know about life insurance. If you have just had your first child or are about to, then you need to secure life insurance to protect the future of your baby.  If you do not know where to begin when it comes to securing life insurance, then here are some of the…

Understanding what SR-22 insurance can do for you. If you are charged with being uninsured during an auto accident or if you have been convicted of a DUI, then you may be required to show proof of insurance with an SR-22 form.  But what is this form, and why is it important?  Here’s what you…

What to look for when reviewing your insurance. The end of the year is a great time to review and update your various insurance policies.  Updating your coverage now ensures that you are ready for whatever the new year throws your way.  Ready to conduct an insurance review but not sure what you should look…

Weigh your home security system options. If you want to protect your home, possessions, and loved ones, then investing in a home security system is a smart idea.  However, before you settle for a system, it’s important that you consider its various features and capabilities.  Here’s what you should think about when choosing a home…

Try out this fresh twist on a classic pizza. October is National Pizza Month!  In honor of this month, you should serve up a tasty pizza dinner that your whole family will love.  Want to experiment and try out something more adventurous than the classic pepperoni and cheese?  Then whip up this interesting flatbread pie.…

Try out these suggestions to spend less time on social media. For many people, simply checking the time on their phones can quickly turn into hours wasted on various social media apps.  If you are sick of spending so much time on social media, then here are some of the suggestions that you should try…

What to look for in life insurance policies. If it’s time to secure life insurance, then you may not know what you are looking for.  While your coverage needs should always take top priority, there are other features that you can benefit from having as well.  Here are some of the features you should look…

Tips for selling your home this month. If you want to sell your home, then you might be worried about putting your home on the market in October.  This is because numbers show that October is one of the worst months for the housing market.  However, this doesn’t mean that you can’t have success.  Here…

Protect your home from common claims events. As a homeowner, the last thing you want to deal with is an unnecessary insurance claim.  Fortunately, you can take certain steps to prevent some of the most common claim events.  Here’s what you can do to avoid these home insurance claims. Burglary and Vandalism A home burglary…

Why people procrastinate on their life insurance. Many Americans put off getting life insurance as long as possible.  But why do they procrastinate on this essential coverage?  Here are some of the most common excuses that people make for putting off life insurance and why procrastinating is a bad idea. They are Overwhelmed by the…

Why e-cigarette usage means higher life insurance costs for you. When you apply for life insurance, there are many factors that will influence your rates.  For instance, life insurers will take your habits into account when calculating your premiums.  This means something like e-cigarette usage will affect the cost of your coverage.  Here’s why vaping…

Why your area’s crime rate affects your auto insurance rates. When insurance providers calculate your auto rates, they will take several factors into account.  Some of these factors are considered “non-driving” factors, meaning they are not related to your vehicle or driving record.  Non-driving factors include things like your gender, marital status, and the crime…

What to know about your insurance when your car is repossessed. If your car has been repossessed, you probably have a lot of questions.  One of the things that you may be worrying about is your auto insurance.  For instance, you might wonder if your coverage is still valid and, if so, whether you need…

Here’s what you should do to stay safe when using public Wi-Fi. In today’s day and age, most people do not think twice about connecting to the public Wi-Fi networks offered by local businesses and retail centers.  However, it’s important to remember that connecting to these networks can expose you to certain risks.  To protect…

Try out these yummy school lunches this year. Now that school is about to start, it’s time to start thinking about packing your kids’ lunches.  While you do not want to spend all day preparing lunch for your kids, you also don’t want to settle for the same boring sandwich every day.  If you want…

Why women need to invest in life insurance coverage. Across the board, women are less likely than men to invest in life insurance.  However, this is a risky decision as securing life insurance coverage has several important benefits.  Here are some of the top reasons why women need to secure life insurance policies. Financial Security…

Try out these ideas to beat the heat this summer. Now that summer is here, temperatures are on the rise.  This means it’s time to find ways to escape the heat.  Here are some of the things that you should do to stay cool this summer. Schedule Outdoor Activities Wisely If you need to get…

Get romantic this summer! Want a great way to enjoy the beautiful summer weather with someone special?  Then try taking your date nights outdoors.  Here are some of the cute ways that you can celebrate summer with your significant other. Picnic July is actually National Picnic Month!  Obviously, the best way to celebrate this month…

Try out these suggestions to prepare for your life insurance medical exam. When you apply for life insurance, the insurance company may require you to undergo a medical examination.  While these exams are very relaxed and not something to worry about, there are some things that you should do to prepare.  Here are some of…

Take these precautions to protect yourself from the summer heat. As temperatures increase, so does your risk for serious heat-related illnesses.  If you are not careful, then these illnesses can lead to serious medical complications and even death.  To protect yourself and your loved ones this season, make sure that you these precautions. Watch Out…

Poor cyber security can cost your business dearly. As a small business owner, you are responsible for protecting the sensitive information of your customers and your business.  Failing to employ adequate cyber security measures can cost your company dearly.  Here’s what a cyber attack on your business can cost you and what you can do…

Factor these costs into your car’s purchase price. When you are car shopping, it’s important that you understand your full financial obligations before attempting to purchase a vehicle.  This is why you need to account for additional costs that extend beyond the car’s sticker price.  Here are some of the extra car buying costs you…

Consider these factors when deciding between a new and used car. If you are shopping for a car, then you might not know if you should go new or used.  While your budget will certainly affect your decision, this isn’t the only factor to consider.  Weigh these other considerations to help you make your car…

Here’s how home insurers will pay out claims. After filing a claim with your home insurance provider, you may be anxious about receiving your payment.  To help you know what to expect, here are some of the essential things to know about claim payments. The first thing that homeowners should understand is that they control…

Why early swim lessons are a good idea. If you are planning on spending this summer by the pool, at the beach, or near other bodies of water, then it’s time to consider teaching your child to swim.  While you might think that your kid is too young for swim lessons, the American Academy of…

What to know about your auto insurance before lending out your car. When you let a friend borrow your car, you might assume that their auto insurance will be the primary coverage.  However, in most states, including the state of Texas, this isn’t usually the case.  This is because insurance laws dictate that auto insurance…

Key things to know about your home insurance policy. It is only in the wake of a major damage event that many homeowners find out how little they know about their homeowners insurance.  Obviously, this is a bad time to discover things like coverage exclusions and limits.  To ensure that you are not taken by…

Try out these suggestions to protect your apartment from thieves. If you live in an apartment, then it’s likely that your home is in the middle of a high traffic area.  While your apartment building might be equipped with buzzers, ID-enabled entry systems, or doormen, you should not let this lure you into a false…

How to manage a total loss vehicle claim. If you’ve gotten into an accident and your insurer has declared your car a total loss, you may not know what to do next.  To ensure that your claims process proceeds smoothly and quickly as possible, here are some of the steps that you should take. Hand…

Here are some of the safe driving lessons you should pass onto your teen. If you are teaching your teen how to drive, then you want to pass on the habits and skills that will make then the safest driver possible.  When it comes to driving safely, it’s important to go back to the basics. …

Is your dog covered under your home insurance? While you know that your dog would never hurt a fly, home insurers don’t feel the same way.  In fact, there are several breeds of dog that are considered so dangerous that insurance providers will deny their owners coverage.  Even if an insurer doesn’t completely deny you…

Try out these strategies to reduce your stress. April is Stress Awareness Month.  A major goal of this month is to teach people different strategies to deal with their stress.  If you need help keeping your stress levels under control, then here are some of the suggestions that you should try. Unplug from Social Media…

Which driving habits affect my car coverage? When your auto insurer determines your premiums, they will take various factors into account.  One of the things they will consider is your driving habits.  But how does our behavior behind the wheel affect your coverage costs?  Here’s what you need to know. Driving Frequency and Distance Two…

Take these steps to stop your appliances from causing water damage. While most homeowners associate water damage with stormy weather and flooding, most household water damage is actually caused by everyday appliances such as washing machines, dishwashers, and water heaters.  Fortunately, there are steps that you can take to prevent your appliance from causing damage…

Learn more about this holiday. St. Patrick’s Day is this weekend!  If you are like more Americans, then you probably associate this holiday with green beer and corned beef and cabbage.  But have you ever been curious to learn more about this ubiquitous holiday?  Then here are some interesting St. Patrick’s Day facts to enjoy.…

The benefits of installing a smart security system in your home. While you already know that security systems are a great way to protect against break-ins and vandals, did you know that smart home security systems are capable of so much more?  Here’s what installing a smart security system in your home can do for…

These common insurance missteps could be costly. For those inexperienced with the insurance industry, managing their auto insurance can be a challenging experience.  Unfortunately, this inexperience can lead to some costly insurance mistakes.  Here are some of the most common car insurance mistakes that you should avoid if you do not want to increase your…

Here’s what your homeowners insurance will cover when it comes to mold damage. Unfortunately, mold growth is a common problem that many homeowners have to deal with.  Not only does mold cause damage to your home but it also creates an unsafe breathing environment for you and your loved ones.  Fortunately, your home insurance may…

Show your community some love. While most associate Valentine’s Day with romantic dates with their significant other, this holiday can also be dedicated to spreading love to your community and those in need.  If you would like a more meaningful way to celebrate this Valentine’s Day, then here are some of the things that you…

Here is why renters insurance is an essential coverage. As a renter, you know that your landlord is responsible for any physical damages to your rental space.  However, this does not mean that you are free to forgo insurance coverage completely.  You still need to secure coverage for your personal belongings and personal liability issues. …

Parents, here are some of the safe driving behaviors that you should pass onto your teen drivers. While the idea of your teen behind the wheel probably worries you, you can’t always be there to hold their hand and keep them safe. However, when you are first teaching your teen how to drive, there are…

Knowing these things will make first-time car insurance shopping a little easier. If you are looking to secure your first-ever car insurance policy, you may be feeling a little overwhelmed. With all the different carriers and coverage options out there, it can seem impossible to find the right policy to meet your needs and budget.…

Here’s how this special type of insurance can fill your personal property coverage gaps. Your homeowners insurance policy offers you four main coverages: property coverage, personal liability coverage, loss of use coverage, and personal property coverage. When it comes to your personal property coverage, your policy is subject to certain limits. These limits can make…

Try out these suggestions to reduce wear and tear on your home’s exterior this winter. During the winter, exposure to wet weather, freezing temperatures, and other harsh conditions can wreak havoc on your home’s exterior. While minor wear and tear might seem like a minor issue, it actually paves the way for more serious damages.…

Is your car one of the most stolen vehicles in the country? According to data released by the National Insurance Crime Bureau (NICB), older car models are favored by car thieves. The vulnerability of older cars is likely due to their lack of anti-theft technologies. Popular brands such as Honda topped the list of stolen…

Reduce your home’s chance of fire this holiday season. As a homeowner, you can imagine just how devastating a serious fire in your home would be. Unfortunately, during the holidays, your home’s fire risk increases significantly. Luckily, there are some steps you can take around your home to reduce the chances of a fire breaking…

Protect yourself as you finish your holiday shopping online. As the holidays approach, you are likely doing some online shopping. Today, online shopping has become such a regular occurrence that consumers forget about the dangers that this retail method poses. With cyber criminals on the prowl this season, take these precautions to protect yourself as…

Do you need to increase the personal liability coverage limits on your homeowners insurance policy? As a homeowner, you know you are open to certain risks. While you should be concerned about physical damages to your home, you also need to worry about the chances of a liability event taking place on your property. Fortunately,…

Try out these suggestions to protect your home and belongings during a power outage. While most homeowners consider power outages mere annoyances, they actually have the potential to be quite dangerous. In fact, losing power could actually place your home and personal belongings at considerable risk. Here are some of the precautions you should take…

Try out these driving tips to stay safe this Thanksgiving weekend. If you are like many other Americans, you are planning on driving to a relative’s home to celebrate Thanksgiving. With thousands of others also traveling along the roadways, you are bound to encounter some tricky traffic situations. To ensure your safety, the safety of…

Watch out; these appliances can set your home ablaze. Fires are some of the most serious and devastating risks that a homeowner can face. This is why it’s so important for homeowners to stay vigilant and take steps to reduce their home’s fire risk. Keeping an eye on these common household appliances can help you…

Here’s how cancelling your auto insurance policy now will affect your ability to secure coverage in the future. If you need to cancel your car insurance policy before your term ends, then you might be worried about the future impact of your premature cancellation. Fortunately, cancelling your auto policy for a legitimate reason should not…

Take these steps to protect your home and Halloween visitors. As Halloween approaches, it’s time to get your home ready for party guests and trick-or-treaters. Taking the right precautions will ensure that everyone has a safe and happy Halloween night. Here are some of the steps you should take to keep your home and visitors…

Try out these suggestions to observe National Breast Cancer Awareness Month. October is National Breast Cancer Awareness Month, a month dedicated to educating the public about the realities of this disease. Another goal of this month is to encourage people to get screened and donate to breast cancer research initiatives. If you would like to…

You might be surprised to learn that your standard homeowners insurance policy includes all these coverages. While many homeowners assume that their standard home policy only offers them minimal coverages, this is far from the truth. In fact, even the most standard homeowners insurance policies offer surprisingly comprehensive coverage. Here are some of the coverages…

Here are some of the unexpected things that can result in the cancellation of your homeowners insurance policy. While you may assume that you will have homeowners insurance coverage so long as you pay your premiums, this isn’t exactly true. Just like any other type of insurance, there are things you can do that will…

Getting the right coverage for your home remodel. Undertaking a major home renovation project can be risky. This is why it’s so important to make sure you have the right insurance coverage in place. Here’s what you need to know about insuring your home remodeling project. Informing Your Agent Before your project gets underway, report…

Don’t leave your home vulnerable to these fire risks. As a homeowner, you can imagine just how devastating a house fire could be for you and your loved ones. This is why it’s so important to take steps to mitigate the various fire risks that your home faces. As many house fires are caused by…

Make sure you have the comprehensive car coverage that you need to stay safe. Drivers know how important it is to have auto insurance in place. However, do you know how much coverage you should be carrying? If you are like many drivers, you might be underinsured without even realizing it. Here’s how you can…

How to safely maneuver your car to the side of the road after popping a tire. Blowing a tire while you are on the highway or freeway can become a very dangerous situation if handled incorrectly. Should this ever happen to you, it’s important to stay calm and take the following steps. Maintain a Solid…

The new school year is looming; is your child ready? After a long summer of freedom and fun, it can be difficult for parents and children alike to readjust to a regular school schedule. However, with the start of a new school year right around the corner, it’s time to get back into gear. Here…

Learn more about car insurance misrepresentation. Car insurance misrepresentation, also known as material misrepresentation, is a type of insurance fraud. Essentially, you are committing car insurance misrepresentation any time you lie on your auto insurance application. Instances of car insurance misrepresentation include applying for insurance under a false identity, lying about a previous car accident,…

Learn the difference between auto insurance and car warranties. Because both car insurance and car warranties offer protection for your vehicle, they may seem like they are overly similar. However, there are distinct differences in the type of protection they will offer you. Curious to learn more? Here’s what differentiates standard auto insurance and a…

Watch out for these signs that it’s no longer safe for seniors to drive. While it’s unpleasant to think about, there comes a time when people age to the point that they should no longer be driving. If you have an elderly parent or senior in your life, it can be difficult to determine when…

Here are some tips to help you move forward in your career. Whether you want access to higher pay or a more fulfilling position, there are many different reasons why you might want to move forward in your career. However, advancing is easier said than done. Not sure what you should do to jumpstart your…

Find out what underinsured motorist insurance can do for you. As a driver, you know that there are certain auto insurance minimums that you are required to carry. Unfortunately, there is a large population of drivers who are not carrying enough insurance to meet these state coverage requirements. Luckily, there are things that you can…

Take care of your home this summer. Part of being a homeowner is making sure that you keep your home in good condition. Luckily, there are several steps that you can take to keep your home in tip-top shape. Here are some of the home maintenance tasks that you should stay on top of this…

Here are some of the things you should consider before deciding to pay off your home mortgage early. When you think about how much you will spend on your home by the time you pay off your mortgage, the cost can seem staggering. When you see the difference between this cost and the actual list…

Here’s why auto insurers request this information from you. If you’ve ever requested an auto insurance quote, you know that auto insurance companies request certain pieces of information from you. But why do they need this information? Here are some of the reasons why auto insurers need to know these things. Your Social Security Number…

Get your grill on this summer! Summer is grilling season! Ready to bust out your grill but looking for something a little more exciting than the standard burgers and hot dogs? Then try whipping up this delicious and easy summer side dish that’s sure to be a crowd pleaser. Cheddar Bacon Ranch Corn Ingredients: ½…

Here’s how you can get your car ready for your summer road trip. Are you planning on embarking on a road trip this summer? If so, it’s important that you take the necessary steps to prepare your vehicle. Not sure where you should start with your preparations? Here are some of the steps you need…

Take these precautions to keep your home safe while you’re away. Are you planning on taking a vacation this summer? If so, it’s important that you take steps to keep your home safe in your absence. Not sure where to start? Try out these suggestions to protect your home while you’re away on vacation. Clean…

Try out these tips to stretch your car’s fuel a little bit farther. Do you feel like you are spending too much money on gas? While higher gas prices might be a contributing factor, your driving behaviors might also be causing you to use more gas than you need to. Luckily, there are steps that…

Take these steps to improve your home’s safety. As a homeowner, you’re probably concerned about keeping your home safe for your loved ones. Luckily, there are many easy and affordable precautions that you can take around your home. Here are some of the things you should do to ensure that your home is safe to…

Here’s what you should expect after your car is declared a total loss. Sometimes after getting into an accident, your car is damaged beyond repair. If this is the case, your insurer will call and inform you that your car has been declared a total loss. Not sure what this means for you? Here’s what…

Try out these suggestions to prepare for a barbecue. Are you hosting a barbecue in the near future? Then it’s important to understand that a successful barbecue requires much more effort than simply throwing some food on the grill. In fact, hosting any kind of party at your home requires considerable planning and attention to…

Showcase the flavors of spring with this delicious recipe. Spring is finally here! Want a delicious way to celebrate all the fresh flavors of spring? Try whipping up this tasty and refreshing cold noodle recipe. Chilled Soba with Fresh Peas and Soft-Boiled Eggs Ingredients: ½ cup shelled fresh peas (from about 8 ounces pods), pods…

Try out these suggestions to better manage your stress this month. April is National Stress Awareness Month, a campaign that looks to raise awareness of the damaging effects of stress on our mental, emotional, and physical health. In honor of this month, you should make an effort to keep your stress levels down. Not sure…

Find out how cheap car insurance can end up costing more than you ever imagined. No one wants to pay more for their auto insurance than they have to, and this is why many drivers choose the cheapest car insurance options available. While this might save money at the outset, relying on discount car insurance…

Learn about some of the values that are relevant to your home insurance. Your home insurance is a bit complicated, and it can be difficult to make sense of your policy. However, understanding the figures that are relevant to your policy can help you understand your coverage. Here are some of the figures that are…

Here are some of the factors that help your auto insurer determine fault. While auto accidents are not intentional, there is still a need for your auto insurance provider to determine fault after a car accident takes place.  As they attempt to establish fault, your auto insurer will take different factors into consideration.  Here are…

Try out these suggestions to secure your private information. In the digital age, it’s more important than ever to take steps to secure your personal information.  However, as technology advances, so do the hacking skills of cyber criminals.  If you want to keep your private information safe, try out these suggestions to secure yourself online.…

Here are some of the new home security technologies that make protecting your home a breeze. New technological advances are taking the home security industry by storm!  In fact, there are many new devices that make securing your home easier than ever before.  Here are some of the new smart home security technologies that you…

Here are some of the surprising coverages included in your homeowners insurance policy. While most homeowners understand that their insurance covers physical damages and losses to their property, they are unaware that their insurance actually extends further.  Here are some of the unexpected things covered under your homeowners insurance. Sheds, Doghouses, and Patios As previously…

Find out why millennials should consider getting life insurance. If you are part of the younger generation, then life insurance is probably one of the last things on your mind.  However, there are some serious reasons why you should consider investing in life insurance.  Here are some of the reasons why a life insurance policy…

Learn who is covered by your auto insurance. While many generous car owners lend their cars out freely, it’s important that you understand who is covered under your insurance policy before offering your car to others.  Read on to learn who is covered by your policy and how far this coverage extends. Immediate Family Members…

Are there gaps in your homeowners insurance? While most homeowners assume that they have adequate protection under their standard homeowner insurance policy, this isn’t always the case.  That’s why it’s important to look through your policy and make sure there aren’t any gaps in your coverage.  Here are some of the coverage gaps that homeowners…

Try out these suggestions to observe American Heart Month. It’s American Heart Month; an annual health initiative held every February.  American Heart Month was established with the goal to encourage Americans to make their heart health a priority.  With heart disease as the leading cause of death in the United States, it’s important that you…

Here’s why you should book your summer getaway today. While summer seems like years away, there are some reasons why you should start thinking about your vacation plans today.  Not convinced?  Consider these reasons why it’s smarter to book your summer vacation sooner rather than later. Time-Off Request One reason why it’s good to start…

Here’s what you need to know about getting your engagement ring insured. Many people consider their engagement rings irreplaceable, highly sentimental items.  If this is true for you, then you should consider getting your ring insured.  Not sure if this is something you want to pursue?  Consider this information to help you make your decision.…

DIY home repairs. If your home needs repairs and improvements, things can add up very quickly.  However, instead of hiring a professional, there are certain repairs that you can handle on your own.  Save yourself some time, money, and stress by tackling these simple repairs by yourself. Clogged Toilet While this isn’t the most exciting…

Try out these tips to make your brakes last longer. Do you feel like you have to replace your car’s brakes too frequently?  If so, there are things that you can do to improve the longevity and functionality of your car’s brakes.  Try out these suggestions to increase the lifetime of your brakes. Don’t Overuse…

Learn how you can protect your car this New Year’s Eve. This New Year’s Eve, you probably won’t be thinking about your car as you ring in the New Year.  However, your car faces some serious risks this New Year’s Eve.  Keep this advice in mind to protect yourself and your vehicle this coming holiday.…

Learn how you can protect yourself as you drive at night. While many people don’t give driving at night a second thought, it’s important to remember that nighttime driving has its own risks.  As the winter nights get longer, it’s important that you be extra cautious about driving in the dark.  Here are some precautions…

Learn how you can safeguard yourself as you shop online. If you are doing your holiday shopping online this year, it’s important that you take the necessary security measures to protect yourself and your financial information.  Unfortunately, there are many cyber criminals just waiting to take advantage of unsuspecting shoppers.  Learn how you can stay…

Find out why life insurance is still a worthwhile investment for you. If you are over 50 and your kids have grown and you no longer have any financial obligations, then you might be wondering if it’s worth keeping your life insurance.  However, there are still reasons why your life insurance it a good investment. …

Don’t let the flu get the best of your business. Unfortunately for businesses, an office is the perfect breeding ground for the flu to spread.  However, if you’re a business owner, there are still some things you can do to protect your business from the ravages of the flu.  Fight back against the flu by…

Learn the difference between whole life and term life insurance. If you’re looking for life insurance, then you probably know that there are whole life and term life policies.  But how do you know which policy is right for you?  Here are some pros and cons of each type of policy to help you make…

Prepare your teen for unexpected driving situations by teaching them these skills. While your teen may be getting more comfortable behind the wheel, you know that they have more to learn before they are ready for the open road.  To ensure that your child is better prepared for anything that comes their way, teach them…

Learn how you can express your gratitude this Veterans Day. Veterans Day is November 11th.  In honor of this national holiday, take a moment to reflect on the brave service of U.S. military members.  This Veterans Day, make sure that the veteran community feels your appreciation and support by trying out some of these ideas.…

Get ready for Halloween with these healthy treats the whole family will love! Halloween doesn’t need to be unhealthy to be fun.  Take a break from all the candy and change it up with one of these tasty Halloween treats that won’t wreak havoc on your waistline. Candy Corn Ice Pops Ingredients Vanilla yogurt Orange…

Every car owner needs car insurance; don’t pay more for your policy than you have to. For many people, dealing with their auto insurance is a necessary evil.  However, cutting corners with your auto insurance could result in costly mistakes.  Learn the common mistakes car owners make with their insurance and how it could cost…

Cleaning your gutters is an important part of fall home maintenance.  Learn the best way to clear out your gutters this fall. During fall, leaves can accumulate and clog your gutter and downspout.  While this may not seem like a serious issue, it could result in damage to your gutter, flooding, and in extreme cases,…

Learn when it’s time to get your roof repaired or replaced. With winter weather ahead, it’s more important than ever to make sure your roof is in good shape.  However, what should you look for when inspecting your roof?  Here are some of the tell-tale signs that your roof needs to be repaired or replaced.…

Follow these easy time management tips to do more with your day! Sometimes 24-hours doesn’t seem like enough time to handle everything that’s on your plate. Between work, family, personal relationships, and other responsibilities, it can feel like you’ll never get anything done. Nevertheless, try not to stress and follow these time management strategies to…

September is National Preparedness Month.  How should you prepare? This month is National Preparedness Month (NPM), an annual initiative sponsored by FEMA (the Federal Emergency Management Agency).  Every September, FEMA encourages Americans to develop an emergency action plan for their homes, workplaces, schools, and communities.  Read on to learn more about NPM and to find out…

Maximize your home insurance by choosing the best deductible for you! Deciding on your home insurance deductible can be a stressful balancing act.  Before starting the process, learn what a deductible is and how it affects you. In plain words, a deductible is the amount of money you agree to pay out-of-pocket before your home…

Stay safe this fall by watching out for these seasonal driving hazards. When temperatures drop and the kids get ready to start a new school year, you know that autumn is finally here!  Though fall is beautiful with all its golden leaves and soft sunshine, the start of the season also means a fresh batch…

Straighten and smarten up your home through organization techniques. A home is meant to be a warm and comforting place for you and your family. It’s your Home Sweet Home after all, right? What happens when the house declines into an unsightly mess? If you need to pull on your cleaning gloves and start to…

Cut down on gas consumption by adopting these fuel-saving habits. Do you find yourself constantly stopping at the gas station to top up your tank? If so, you may need to reassess your driving habits. Simply driving a little more carefully and cautiously can do wonders for your wallet – and the environment! Use these…

Does your auto insurance need all of the added bells and whistles? A typical car insurance policy covers you from having to pay for damages that you cause. However, for truly personalized coverage that protects you from all sorts of accidents and financial hardships, auto insurance add-ons are available. When comparing auto insurance policies and add-on coverage,…

Keep your cool this season by staying hydrated.  Now that summer has landed, the temperatures are rising and the heat is sweltering. It’s hard to believe that there’s a downside to summer weather, but there’s one – dehydration! Dehydration occurs when your body loses more fluid than it’s taking in. It’s not just those who…

Learn what you need to know about getting enough home insurance coverage. When it comes to your home, it’s important that you have the tools that you need to protect yourself from disaster. Homeowners insurance helps to protect your property from damages both inside and out. Whether a disaster destroys the structure of your home…

Learn how to keep your stress in check with laughter! Stress is inevitable; it’s a normal part of life, especially in the workplace. With projects, deadlines, meetings and maintaining office dynamics, it’s easy for work to become a cesspool for stress. However, too much stress is detrimental to your health. It can cause serious health…

While most people need this coverage, many don’t purchase it. We take a look at why. Being a responsible adult means that you make your bed every morning, pay bills on time, and ensure that your loved ones are financially safeguarded if you unexpectedly leave them behind. For the latter, this doesn’t mean that you…

Part of keeping your home safe is protecting it with reliable homeowners insurance. You may think that you know exactly what is in your home. However, when it comes to the aftermath of a disaster, and you have to list which items you’ve lost, valuing your personal property from memory is harder than you think.…

Items, such as these items you may need immediately, should be kept safe and sound in your home’s safe. Spring has come and gone and you still haven’t done a deep clean of your home! Take the time now to wipe away the cobwebs, organize your closets, and clean out the pantry. While you’re at…

Heading out on vacation? Be sure to protect your home! Where is this summer taking you? Whether it’s tropical, action-packed, or relaxing, many people go on vacations over the summer months. With time off work and school, it makes it ideal for families, couples, and individuals alike. While you’re packing to head out on vacation, ensure that…

Stay safe on summer roads with these tips. Whether it’s the daily work commute, the school run, or a summer road trip, driving in the hottest season has its challenges. As well as sun glare, you’ve got high temperatures to contend with, which can make your car behave differently. In addition, roads are busier, especially…

Decide on which ride is best for you. Don’t ever judge a book by its cover! Conventional wisdom might suggest that a bright and attractive coupe might be more to insure than your run-of-the-mill family sedan. However, it’s always important to remember that a lot more goes into calculating car insurance premiums. Aesthetics are just…

Check out these barbecue safety tips to help you stay safe. Summer is right around the corner, and it’s time to fire up the grill. Backyard barbecues are a staple of the summer season. Ensure that your barbecue goes off without a hitch. Help to avoid any mishaps by brushing up on your grilling safety.…

Avoid common causes of accidents so that you can stay safer on the road. When it comes to your safety on the road, it’s important that you take the necessary precautions to drive safely. From investing in the right auto insurance to following all the rules of the road, you take all the right steps…

Get fit and health for National Physical Fitness & Sports Month with these exercise tips. When you’re healthy, you’re better apt to live a long happy life. It’s important to take good care of yourself through a well-balanced diet and plenty of exercise. It’s National Physical Fitness & Sports Month. Get moving to participate in…

Review your homeowners insurance to ensure that you’re well protected from disaster.   When it comes to your home, it’s important that you protect it from disaster. Homeowners insurance helps to give you the tools that you need to keep your home secure. However, it’s important to review your coverage. Bear in mind that your…

This strawberry cheesecake recipe is perfect for all your spring entertaining. Spring is here, and it’s time for plenty of seasonal entertaining. From backyard barbecues to family dinners, be prepared for entertaining this spring with this strawberry cheesecake recipe. It’s the perfect dessert to enjoy all season long. Here’s what you’ll need to get started.…

Learn how to reduce distractions on the road with these car rules for your passengers. When it comes to your safety on the road, it’s important to keep distractions to a minimum. From talking on the phone to listening to music, reducing your distractions helps to protect you from an accident. However, it’s harder to…

Learn how to get your garden ready for spring with these tips. Spring is here, and the flowers are in bloom. Bring all the beautiful foliage of spring to your garden this season. Enjoy a gorgeous garden all through the spring as you tend to your garden and keep up on your yard maintenance. Find…

Learn how to keep your home safe from mold with these tips. Keeping your home safe and secure requires a lot of maintenance. From installing smoke detectors to cleaning gutters, taking preventative measures to keep your home safe from house fires or flooding seems easy enough. However, when it comes to mold threats, we often forget…

Tax tips to help you file your taxes by the deadline. Getting your taxes ready to file is the last thing many of us want to do. We’ve put off doing our taxes, but with Tax Day right around the corner, it’s important to start crunching numbers. Keep your tax stress in check with these…

Get the right life insurance as a new parent. As a new parent, you’re getting used to looking out for your little one. From choosing the best nap schedule to the right foods, you do your best to make the right decisions to take care of your child. However, if something should happen to you,…

Find out what you need to know about St. Patrick’s Day. From tales of leprechauns’ fabled treasures to a festive meal of corned beef and cabbage to dressing in your finest green attire, we engage in a plethora of St. Patrick’s Day traditions. Ever wonder where these traditions come from? Find out all about the…

Find out what you need to know about these healthy snack ideas. It’s important to make your health a priority. When you’re healthy, you’re better able to enjoy life to the fullest. It’s important that you eat right and get plenty of exercise. That way you’re giving your body the nutrients that you need. Check…

Learn about buying life insurance, so you get the best policy possible. Life insurance is a key component when it comes to planning for your family’s future. You need the right life insurance coverage so that you can protect your family from financial hardship even after you’re gone. However, it’s important to be smart about…

Find out what you need to know about taking a home inventory. Your home is full of precious memories and possessions. Not only do most of these items have sentimental value, but your personal possessions are expensive. When it comes to your home, it’s important that you have the right tools to protect it from…

Make these cake pops for your Valentine’s Day celebration! It’s time to celebrate Valentine’s Day! As you get ready to celebrate with the people that you love, share a sweet treat with them. Try this cake pop recipe for a bite-sized sweet treat. Here’s what you’ll need to get started. Ingredients: 3/4 cup sugar 3…

Find out if you’re ready for homeownership.   Deciding where to live is a complex decision. Determining whether or not you’re ready for homeownership depends on a variety of factors. From finances to personal preferences, check out what you need to know about whether you should buy or rent a home. Are you down payment…

Learn which questions to ask so you can find the right auto insurance. When it comes to your auto insurance, you have lots of options. From liability coverage to a comprehensive policy, you need a policy that best fits your needs. However, choosing the best policy can be difficult. Ask yourself the right questions so…

Learn how these cold, and flu remedies can help you feel better. Your health is important. Ensure that you take the necessary measures to stay healthy. However, during cold and flu season, despite your best efforts, you may come down with a virus. These viruses can leave you with congestion, nausea, aches, pains and fevers.…

Check out these tips to get your home office organized. Good organization helps to keep you productive. That way you’re more focused on what you need to get done and less worried about where you last saw that important document. However, keeping your home office organized can be difficult. Get your home office as tidy…

Find out what you need to know about getting affordable coverage as a first-time homeowner. Buying your first home is exciting. It’s a place that you can call your own. However, your new home is vulnerable. With the threat of damage from natural disasters, or theft from petty crime, it’s important to invest in the right…

Check out these affordable New Year’s Eve Plans. As you get ready to start a new year, it’s time to celebrate. Celebrate all the highlights of the year’s past and look toward the bright future ahead. Whether you decide to spend New Year’s Eve with friends or family, ensure that you ring in the new…

Learn why your insurance amount and your selling value may not match up. Keeping your home well protected is a top priority. With all sorts of threats to your home, insurance is a must. However, insurance is a complex entity. Homeowners insurance gives you basic coverage to protect loss of personal property as well as…

Work on your car safely and avoid these common DIY mistakes. Keeping your vehicle in tip-top shape is important. Routine maintenance and safe driving practices are a great way for you to keep your car in excellent condition. However, sometimes your car needs a little work. Taking your car to a garage can be expensive…

Learn how to give back to your community with these tips! Thanksgiving is a time to reflect on what you’re most thankful for. As you kick off the holiday season with Thanksgiving, it’s time to get into the spirit of giving. Give back to your community with these community service ideas so that you can…

Make this broccoli and cheese casserole recipe for your Thanksgiving! When it comes to your Thanksgiving table, the turkey is the main event. But, it’s also important that you have plenty of sides. Mix up your traditional mashed potatoes and cranberry sauce, and add this broccoli and cheese casserole recipe. It’s the perfect addition to…

Get ready for Thanksgiving travel with these road trip tips. It’s turkey time! Thanksgiving is here and it is time to enjoy a meal full of turkey and mashed potatoes, cranberries and pumpkin with your loved ones. As you get ready to travel to see your loved ones, ensure that you’re ready for your road…

Find out what you need to know about fixing your broken appliances. When it comes to your home appliances, it’s important that you keep them running well. They are an invaluable resource when it comes to your household chores. But sometimes, despite your best efforts, your appliances break. Get your appliances up and running as…

Get the policy endorsements that you need to protect your home. Your homeowners insurance gives you the protection that you need to keep your home secure from disasters, whether they’re due to a house fire or a break-in. Your policy provides you with a variety of coverages, from rebuilding your home to replacing personal items…

Learn how to keep your children’s Halloween candy consumption in check.   Halloween is here. It’s time to choose your costumes, decorate the house, and carve the perfect jack-o-lantern. You’re about to take your children out for a night of trick-or-treating, where they’re sure to come back with lots of candy. Be conscious of your…

Know how to handle a car accident so that you’re well prepared. When accidents happen, it’s imperative that you’re prepared. After an accident, you’re shaken up a bit, which can make it difficult think clearly. Get ready in advance so that you can take charge of the situation. Check out this guide to accidents so…

Learn how to eat heart smart so that you can stay healthy. Eating well is an important aspect when it comes to staying healthy. As you get ready to partake in the holiday season, remember to be wary of your health. Enjoy baked goods in moderation, and check out these foods that can help improve…

Learn how to file your homeowners insurance claim correctly. When you come home from vacation to discover that your home has been robbed, or find that a fire has destroyed your house, having homeowners insurance is a good thing. Despite the traumatic incident, your insurance helps to lessen the stress of such situations. However, it’s…

Check out the health of benefits of yogurt. With all the latest and greatest food trends it can be hard to keep up with what’s hot and what’s not. However, yogurt has consistently been a staple in people’s diets around the world. In fact, the earliest reports of yogurt consumption date back to nearly 5,000…

Learn how to deal with a popped tire on the road. At one point or another, you’re bound to experience a little car trouble while on the road. From an overheated engine to a popped tire, there are lots of situations that you need to be prepared for while you’re driving. Be prepared for a…

Check out this popcorn recipe for your next football watch party. Football is back, and so are delicious watch party treats. From chips and dip to burgers and beer, food is arguably one of the best parts of the return of the season. Whether you’re tailgating or hosting a watch party, mix up the game…

Learn how to keep your home insurance from canceling. When it comes to your home, insurance is everything. It helps to keep your home and its contents protected so that in the event of a disaster, you’re not left to pick up the pieces on your own. Rather your homeowners insurance kicks in to help…

Check out these smartphone fitness apps to help you stay healthy and motivated. Putting your health first is an essential part of living a long healthy life. Eating the right foods, getting enough exercise, and sleeping a full eight hours are all vital to keeping our bodies functioning well. However, despite knowing what we’re supposed…

Stay up on your car maintenance and check these fluids. Car maintenance can be stressful. With so many components, it can be difficult to keep track of what type of maintenance your car needs and when. However, a car that is properly maintained is a safe car. Plus, it will help to keep your car…

Get the coverage that you need when buying your first life insurance policy. Life insurance is an important aspect of your family’s security. If anything happens to you, your family is left to take care of themselves and any loose ends that you leave behind. From debts to college tuition, ensure that your family is…

Keep your home clean to reduce allergy symptoms. Your home is a perfect place to kick back and relax after a long day. However, if you’re an allergy sufferer, your home may be causing your more grief than relaxation. Your home is riddled with dust, dander, mold, and dirt that triggers your uncomfortable allergy symptoms.…

Get enough auto insurance coverage and check out what you need to know. Driving a car is dangerous; it can even be lethal. That’s why driving a car is a huge responsibility. If you get into an accident, you’re responsible for covering the damage. That’s where auto insurance comes in. It gives you the coverage…

Talk about life insurance with your family so that they’re prepared to make a claim. A life insurance policy is an uncomfortable subject. However, It’s a necessary evil. No one wants to use their policy, but eventually, your family will have to. With a loss, comes immense grief and stress, which can make it difficult…

Check out these tips for your motorcycle road trip! Summer is here! The beautiful weather and longer days make it the perfect time for a road trip. Dust off your bike and ride down a scenic country road. However, before you set off on your motorcycle road trip, take a few safety precautions. Check out…

Check out these home maintenance tips to keep your home secure. Summertime is here! Before you get ready to enjoy a season full of sun and beautiful weather, ensure that your home is ready to h. The start of the new season is the perfect time to brush up on your home maintenance. Check out…

Lion Child

Be prepared for your camping trip with these safety tips. The kids are off from school and the weather is nice and warm. It’s the perfect time to go camping! Despite its beauty, nature can be treacherous. Take the necessary precautions and check out these camping safety tips to keep your trip mishap-free. Plan ahead.…

Find out what you need to know about vehicle history reports. Congratulations! You’ve decided to buy a car. However, when buying a used car, there are certain precautions that need to be taken. Protect yourself from getting a faulty vehicle by asking to review the vehicle history report before you buy a car. These reports…

Protect your home from burglaries while you’re out of town with these tips! School is out for summer! With beautiful weather and without any school, it’s the perfect time to take a vacation. However, when you head out of town, it leaves your home vulnerable to burglaries. Ensure that your vacation is worry-free and check…

Lower your risk of bug bites with these tips! Putting your health first is important. It’s important to eat healthy, drink plenty of water, exercise, and get enough sleep to keep your body functioning properly. However, sometimes you’re susceptible to diseases that can come from bugs. For example, Lyme disease comes from ticks and West Nile…

Invest in your future with life insurance annuities! It’s important to think about your future. You want to ensure that you have the means to take care of yourself and your family when you retire. Additionally, you want to ensure that your loved ones are taken care of even after you’re gone. Ease your worries…

Are ergonomic chairs good for you? When it comes to keeping your office a positive work environment, it’s important to keep your employees comfortable. However, sometimes the nature of the job can be uncomfortable. Sitting at a desk for hours on end, for example, can be uncomfortable. Employers have thus set out to help alleviate…

May is National Physical Fitness Month! With our busy schedules, it can be hard to fit exercise into your schedule. It’s recommended that the average adult gets 30 minutes of exercise most days of the week. However, not all of us are getting our recommended exercise. In honor of National Physical Fitness Month, make it…

Protect yourself from liability! Home improvements help improve your quality of life and make your home more comfortable. However, you may not have time for all those home improvements around the house, and so you bring on a subcontractor. However, before you hire a subcontractor, be sure that you check out their background. Find out…

Barbecue safety tips to keep you & yours from harm! As the weather warms up, springtime entertaining begins. Ensure that your next barbecue runs smoothly and safely. Avoid grilling mishaps and check out these barbecue safety tips. Keep A Safety Perimeter. Your grill could pose a safety risk. Be sure to keep your barbecue away…

Get the homeowners insurance that you need! When it comes to your home insurance, you want to ensure that you have the right coverage. A gap in your policy could lead to hefty out of pocket costs. Make sure you have enough coverage and check out this guide to your homeowners insurance. Replacement Cost vs.…

Lower your risk for seasonal allergies with these tips! Sneezing, congestion, itchy eyes. Allergy season has begun! Along with beautiful plants and flowers, spring brings lots of pollen. Fight off allergy season to alleviate your symptoms with these tips to reduce your seasonal allergies. Keep your home clean. Frequent dusting and vacuuming can help you…

Check out these tips to get the best deals on your next travel plans! When it comes to travel, the world is your oyster! With summer vacation approaching, there are so many great places to see and so many fabulous ways of getting there. However, sticking to a budget is important. Make sure you get…

Determine what to do with your auto insurance after marriage! Congratulations, you’re getting married! It’s an exciting time in your life. As you prepare for the big day you’ll need to pick out the dress, the venue, and the flowers, but you’ll also have to think about more mundane aspects of marriage. When you get…

Make sure that you have adequate coverage for your rental car! Road trips make for some of the best vacations. You’re free to roam wherever the road takes you. However, if you choose to rent a car, make sure that your trip stays worry free with the right insurance coverage. Here’s what you should know…

Delicious and easy nacho recipe for March Madness! Sports and snacks go hand and hand. Whenever you watch a game, you need the right foods. As you get ready to watch March Madness, be sure that you have the perfect snacks. From buffalo wings to artichoke-spinach dip, there’s nothing quite like nachos. Be sure to…

Protect your home from costly insurance gaps! You’re the king (or queen) of your castle! You’ve invested in homeowners insurance and you always take the necessary precautions. You’ve ensured that your home is well cared for, but even with all your efforts, your home may be at risk for insurance gaps. Make sure there isn’t…

Change your driving habits and save a bit of money! Small changes can make a big impact. When it comes to your finances, saving a little money is always a good thing. Check out these ways you can save money on your car. DIY Tune Ups It’s important to keep up on your car’s maintenance.…

Practice healthy habits to lower your risk of heart disease! Your health is in your hands. Be sure to take control of your health in honor of American Heart Month. Heart disease remains as the leading killer of adults in the US, and is on the rise around the world. Fortunately, diet and exercise can…

Stay safe from the dangers of flash floods. From the polar vortex to record-breaking heat waves, weather patterns in the U.S. have been a little crazy over the past few years. With unpredictable weather patterns and an increased risk of flood, make sure you’re prepared for the unexpected. Be sure to know what to do…

Shop for a car with all the latest safety features! With several tons of metal, flammable fluids, and the potential for reaching high speeds, driving a car can be extremely dangerous! Even if you’re a safe driver, others on the road might not be so considerate. Make sure your safe and sound on the road…

Celebrate National Blood Donor Month and donate! January is National Blood Donor Month. In honor of the occasion, get out and give! Blood donations are vital to the care and survival of cancer patients to car accident victims. Your donation can save up to three lives. Be a hero and donate today. Here’s what you…

Life insurance for empty nesters. Life insurance is a valuable investment to make sure your family is cared for even after you’re gone. But what if your kids are all grown up and have left the house? Empty nesters still need a life insurance policy. While many empty nesters assume that they no longer need life…

Are you prepared for a disaster? While disasters don’t happen frequently, it’s still important to be prepared. With stormy weather, and potential for tornados, hurricanes, floods, earthquakes, and fires it’s important to be prepared! Natural disasters are scary, but you need to think clearly to take action. Being prepared enables you to have a plan of…

Review and prepare to renew your insurance policies in 2016! As we ring in the new year, we review the previous year and look toward the year ahead! As you reflect on the year’s past, think about how your life has changed? Maybe you got married or renovated your home. Your insurance renewal date is…

Be healthier in 2016! As the new year begins, it’s time to make your New Years’ resolutions! Start off the new year with these healthy New Years’ resolutions! Get more sleep. Resolve to get more Zzzs in the new years! The more you sleep, the better you’ll feel! The average adult requires a solid eight…

Protect your personal property with renter’s insurance! You may think that renting a home or apartment frees you from having to pay for homeowners insurance, but that may not be the case. It’s a common misconception that you don’t need renter’s insurance. But it’s good to have! In the event of an accident, renter’s insurance…

Safely get your house ready for the holiday season with these tips. Can you believe the holidays are almost here? With only a few more days until your house starts filling up with friends and family to celebrate the season, it is the best time to finalize all of your holiday décor. Avoid these common…

Keeping the following life insurance information will help to give ensure your loved ones can benefit from the policy. Life insurance is meant to provide financial protection for your loved ones after you are gone. However, if they cannot find your policy to collect the death benefit, they will not be able to get the…

Get everything on your Black Friday shopping list with this simple guide. Are you ready for Black Friday? With just a few days until the busiest shopping day of the year, taking the time to make your game plan before the day arrives will help to ensure that you get all the items on your…

Follow these tips to avoid an accident with wildlife this season. More than 2 million people are involved in a wildlife collision on the road each year. as the weather continues to drop for fall, more deer and other animals head out onto the road, increasing your chances of being one of those drivers. To…

Safely enjoy your holiday travels with these simple tips. With the holiday season right around the corner, you may be planning your road trip to go visit your loved ones. No matter if you are headed across the country or simply down the road, knowing how to stay safe on the road will help to…

Halloween Safety Tips for Kids Halloween night is one of the best nights of the year for children! They get to dress up as their favorite characters and load up on free candy! After all, who can blame them? However, during the night, important safety precautions can fall by the waist side in the midst…

Beware of Dangerous Driving Weather The safest thing to do when the weather is bad is not to drive you bike at all. However, if you must ride your bike in inclement weather conditions, use extreme caution! Read below on how to handle your bike in bad weather: Rain: Water can make roads slippery, causing…

Homeowners Insurance & Fire Coverage Homeowners whose house has been damaged or destroyed will look to their homeowners insurance for relief. As fires can engulf belongings, valuable treasures, and a home structure within seconds, leaving nothing in its wake, a home  must hold that much-needed protection. Basic homeowners insurance policies are able to reimburse or…

Dress Up & “Come As You Aren’t” Join in on one of Colleyville’s most popular events, the Haunted Trail Fest! This event invites all mummies and monsters to gather for a spooky spectacular evening of arts and crafts, games, prized costume contests, and fun before venturing down the haunted trail. On Saturday, October 17th, from…

Life Insurance Choices When the inevitable occurs and your loved ones are left to grieve, you will feel at ease knowing you have a customized life insurance policy in place. Life insurance provides security for the future and allows your family to maintain financial stability. There are a variety of different types of life insurance…

Insurance Basics Insurance can be a tricky subject, especially if you are looking for your first policy. While you do not have to learn everything about insurance to find the perfect policy for your needs, there are some basics that can help guide you through the insurance world. Make sure you know these insurance basics…

Shredding Guide Identity theft is one of the fastest growing crimes in America. Falling victim to an identity thief can have serious financial and personal repercussions. One of the best ways to protect yourself from identity theft is to shred all personal documents to prevent a thief from getting ahold of your information. However, knowing…

Storage Unit Tips Storage units are a great way to clear out some of the clutter in your house while still holding on to your assets. Storage units are available in almost any size and can help to keep your assets safe. Before deciding on which storage unit will work best for your needs, make…

Try This Delicious Recipe For Labor Day! Can you believe it’s already almost Labor Day? If you’re scrambling to pull your holiday barbecue plans together, you might be frantically rifling through recipes to find the right one. We can help! Enjoy a stress-free and delicious Labor Day with this recipe for grilled turkey sliders and…

Auto recalls have hit an all-time high in the United States, with over 100 million recalls tallied since the beginning of 2014. Should you worry about this? Yes. Your car may possess a hidden safety-related flaw that, if left unchecked, can lead to a vehicular accident and increases to your auto insurance rate. Nevertheless, most…

Saving on Home Insurance All homeowners insurance policies are meant to protect your house. However, they are not all built the same, which means that they come at much different prices. While you do not want to base your home insurance choice solely on the cost, it should be a factor. To make sure that…

Safe Lane Changes In 2013, there were over 26,000 car accidents that involved vehicles that changed lanes when it was unsafe, according to the Texas Department of Transportation. Knowing and following safe lane changing techniques can help to keep you and other drivers safe while on the road. Keep these tips in mind to make…

Boat Insurance 101 Jumping on your boat is one of the best ways to enjoy the hot summer weather. No matter if you have a day cruiser or a yacht, it is important to make sure that you have the protection that you deserve before you head out on the water. Finding the right boat…

Get To Know Your Police Officers You are not going to miss out on the next Coffee with a Cop! Head out to Market Street on July 16th at 8:30 a.m. to meet Colleyville’s finest. Everyone is invited out to get together in the informal setting to learn more about the police officers, discuss issues…

Motorcycle Coverage Options Summer is the perfect time to pull your motorcycle out of storage and cruise the open roads. Before strapping on your boots and buckling your helmet, it is important to take the time to look over your motorcycle insurance policy to ensure that you have the right amount of coverage. Keep these motorcycle…

Car Maintenance Tips Loading up the car for a family road trip for the summer is one of the most popular pastimes in America. Even though road trips can be tons of fun, they can also come with some dangers. Keep these car maintenance tips in mind before you head out on the road to…

Red, White & Sousa Are you already in the 4th of July spirit? Then you will not want to miss out on Red, White & Sousa on June 26th! 100 voices will come together to sing the songs of America at this free, patriotic concert that will take place at the Colleyville Center. Gates to the…

Humidity Tips To Keep In Mind Summer in Texas means one thing – humidity. As the temperatures continue to rise, so does the humidity level, which can make the outside temperatures feel even higher than they actually are. Not only can humidity lead to frizzy hair, but it can also lead to many heat related…

Auto Insurance For a Car That You Do Not Drive Normally you invest in an auto insurance policy if you have a have a car that you drive every day, right? However, there are some situations that you may run into where you have to insure a car that you don’t drive. Keep these common situations in mind…

Life Insurance Medical Exams When you invest in a life insurance policy, it is not uncommon for your insurance company to require a medical exam, since the healthier you are, the lower your insurance premiums will be. To make sure that you know what to expect during your exam, keep these tips in mind. The…

Home Insurance Coverage Options Having your home destroyed can be very traumatic, and can be made even worse if your insurance payout is not as much as you were hoping for, leaving you to cover more of the repairs on your own. To ensure that you do not find yourself in this situation, make sure…

Teens and Auto Insurance When your teen gets their license, it is not uncommon to feel a wide range of emotions. While you are happy that they have reached a milestone in their life, it also means that you will not always be with them while they are on the road. It also means that…

Travel Trailer Insurance Travel trailers can be used in a variety of ways. From providing a permanent residence to hauling livestock, there are endless ways that you can use your travel trailer. Before you hook your trailer up to your trailer hitch, it is important to make sure that you invest in the right insurance…

Denied Claims After a disaster, making a claim to your insurance company is the best way to ensure that any damages are properly repaired. However, there are some instances in which your insurance company will not pay for a claim that you make. Some of the most common errors that may end up in your insurance…

Adding Your Spouse to Your Auto Insurance When you get married, you are combining your life with someone else’s, which can include their auto insurance. Most of the time, a marriage can help you save on your auto insurance since you are able to qualify for multi-policy and multi-car discounts. However, this is not true for…

Homeowners Insurance Coverage Needs Investing in the right homeowners insurance policy is the best way to ensure that you and your home are protected in case of any disaster. However, deciding just how much home insurance you need can be easier said than done. Knowing how much protection you need will help to keep all of your…

Insurance For Fallen Trees Trees are a great way to add value to your home while also adding a little extra beauty to your property. However, the bigger the trees in your yard, the higher the risk that one will fall and cause serious damage. Knowing how your insurance policies will provide coverage for damaged…

Foul Ball Damage Neighborhood pickup baseball or football games are a great way for your whole family to get involved. However, it can also open the door to the chance that your car gets damaged by a foul ball. If you walk home after the game to find that your car has a broken windshield…

Homeowners Insurance Basics Your house is probably the biggest financial investment you have ever made, which is why it is important to protect it with the right homeowner’s insurance policy. Whether you are renewing your policy, or investing in a whole new policy, keep these tips in mind to make sure that you choose the right…

Auto Insurance 101 If you own and drive a car, you are required to have an auto insurance policy. However, there are many situations in which you may be able to skip out on car insurance. Keep these situations in mind to help you decide if you need to invest in an auto insurance policy. If you…

What To Know About Your Life Insurance Illustration Life insurance is one of the most important insurance policies that you can invest in because it will provide coverage for your loved ones after you are gone. With all the different life insurance policy choices that are available, it can be hard to make sure that you…

Gap Insurance 101 If you have both comprehensive and collision coverage with your auto insurance policy, you may think that you are covered from any peril. However, if you are leasing or financing a new car, you may not have enough protection. Investing in gap insurance can help to ensure that you have the right…

Home Insurance Claims and Water Damage Water is a vital part of life. However, if you come home to find a few inches of water throughout your house, you could be facing serious issues. Most water that can damage your house either comes from flooding or water damage, and knowing the difference can help to…

Process of Underwriting of Recreational Vehicle Insurance A recreational vehicles is one of the best ways to enjoy different parts of the country while still taking along some of the comforts of home. Investing in the right recreational insurance can help to ensure that you and your vehicle are protected from any peril. Knowing what…

Life Insurance Mistakes When looking for the right life insurance policy, many people think that lying to their insurance provider will lead to better deals. However, any little mistakes, either intentional or unintentional, that you make on your life insurance application can lead to serious problems. Make sure to avoid these common mistakes when looking…

Texas Auto Insurance Basics Investing in the right auto insurance policy is the best way to ensure that you stay safe while on the road. However, trying to figure out how much insurance to invest in can be stressful and confusing. Keep these simple guidelines in mind to ensure that you have the right amount…

HO8 Home Insurance Policy Basics When looking for the right homeowners insurance policy for your house, you may be surprised to find that there are many different types of policies that are available. If you have an older home, you will most likely invest in an HO8 homeowner’s insurance policy to provide coverage for your…

Life Insurance Myths Life insurance is one of the most important insurance policies that you can invest in since it will provide financial protection for your loved ones after you are gone. Unfortunately, many people skip out on life insurance for a variety of reasons. Knowing the truth behind these life insurance myths will help…

The Good and Bad of a Term Life Insurance Policy A life insurance policy is one of most important insurance policies to invest in, as it provides financially security for your loved ones after you are gone. When looking for the right policy, there are two main options, a term life policy and a whole…

Stay Safe With These Holiday Travel Tips The holiday season is in full swing, which means that you may find yourself packing your bags to visit loved ones far away. While you are trying to fit that one last sweater into your suitcase, make sure to take some time to think about how to stay…

Holiday Safety Tips With the holidays right around the corner, you may find that your mind is going a million miles a minute, making sure you have all the right gifts and ingredients for your family dinner. Even though you may be busier than usual this season, it is important to remember to stay safe.…

Common Homeowners Insurance Mistakes Investing in the right homeowners insurance policy is the best way to ensure that you and your home are protected from any unfortunate situation. However, not every homeowner’s insurance policy is the same. Make sure to avoid these common homeowners insurance mistakes to ensure that you invest in the right policy for your needs.…

Thanksgiving can be a busy time of year with all the parties and events for entertaining family and friends. Do not let your guard down, because this can be a dangerous time of year too! You can never be too careful when it comes to yourself and the people you cherish. Keep your Thanksgiving holiday…

With the changing of the seasons, the colder temperatures mean that our immune systems are more vulnerable. With flu season upon us and the recent Ebola outbreaks, keeping yourself healthy is more important than ever. You do not want to miss all the parties and holiday festivities because you are sick and stuck in bed!…

Insurance is a necessary expense to make sure that you and your family are protected in case of any unfortunate situation. Unfortunately, extreme weather conditions such as floods and tornadoes has caused many insurance premiums, such as your homeowners’ insurance policies to rise. While there is not a lot you can do to stop the…

Daylight savings time has recently come to an end. While you may think that the extra hour of sleep means that your whole day will go better, there can be many negative effects. Since your day is pushed back an hour, that means that you take lunch an hour later and feel like you are…

  Attention business owners! If you have yet to file a business insurance claim, are you confident in your ability to properly handle the proceedings? If your business is threatened by an occurrence such as a fire, theft, or accident, you will need to make a claim right away. Here are a few tips in…

  Do you like discounts? Do you like saving money and being able to buy more of the things you need without worrying about the financial repercussions? If so, let us introduce you to the Colleyville CloseBuy discount program! As the consumer, you will benefit from great deals and lower prices! Local businesses will also…

Summer has come and gone and fall is knocking on our doors! Halloween will be here before we know it! While it’s important for parents to be well versed in trick-or-treat safety, there are some parents who may be on the road. Whether you’re running a quick errand before you take your kids trick-or-treating, or…

Attention residents of Colleyville! Have you penciled in Texas Night Out into your planner? If not, consider this a save the date! On Tuesday, October 7th you’re invited to come out to City Park located at 5205 Bransford Road between the hours of 6 PM to 9 PM! The focus behind Texas Night Out is to…

You have had a few weeks to try and manage your child’s after-school activities, but no matter how well you plan, you feel as if this is the most hectic and stressful part of the day. Compiled are some helpful tips to simplify the process and make for a smooth transition: Are you choosing the…

Are you one of the many individuals committed to going green and making a positive impact on our beautiful planet? Many of your efforts to go green are appreciated by insurance companies through discounts. Whether you are committed to going green on the road, in your home, at your work, or all of the above,…

Many motorists fail to realize that many of their life decisions and actions affect their auto insurance premium. Despite popular belief, your auto insurance premium is not a stagnant number. While you may be aware of the very common situations that affect your auto insurance premium there may be others you are unaware of, including:…

While you may be inclined to view disability insurance as a commodity intended only for the elderly, disability insurance benefits anyone who is constrained by finances. No matter how young and strong you may be, you are not invulnerable from injury and illness. Disability insurance allows individuals to receive financial stability if they become injured…

Many agents selling auto insurance often don’t discuss everything about your policy with you because they assume that you’re going to read it. Let’s be honest, no one reads the insurance policy, so if you want to get the best out of your auto insurance you need to ask the right questions. Here are 3…

If you’re looking for places to save money, homeowners insurance should be your last stop. Finding the right insurance and pricing that works for you is tough but it can also save you stress and money in the long run. Avoid these insurance mistakes while trying to find the right coverage. Insuring your property at…

A storage unit is something we use to protect some of our most prized possessions but even in storage your possessions could be at risk without the right coverage. Storage unit property insurance only offers protection for the actual building, not the things inside of it. Home insurance can cover some of the damage in…

Owning a home comes with many responsibilities and one of the highest priority is getting the right coverage. If  a guest is injured in your home and your home insurance does not have enough liability coverage you could be in trouble. With all the potential hazards in your home you can never be too safe,…

Auto insurance is something that you need but in most cases it can cost way too much. Auto insurance doesn’t have to cost an arm and a leg, there are actually ways to save on insurance that you may not have known about. Competition between insurance companies is generally the cause of these unusual discounts…

Tickets are expensive and can stay on your driving record making insurance rates go up. Changing your driving habits can lower your chances of getting a ticket and help you become a better and safer driver. Here are 6 common dangerous driving habits that you should try to avoid the next time you’re behind the…

With a swimming pool comes a ton of fun, as well as a ton of liability. On average, there are about 4,200 swimming pool related deaths each year. The majority of these deaths involve young children under the age of 15. You can help improve this statistic by making a few simple lifestyle changes. Here…

Finding roommates to help lower the cost of your rent can be both emotionally and financially satisfying. But, did you know roommates might increase the cost of your insurance premium? That’s right! With added roommates, comes added liability. Insurance companies view this as a negative. However, if you omit the fact that you have a…

Summer has arrived, and you finally have the time to take your family away for a relaxing week at your vacation home! You pull up to the house, and a feeling of dread sets in as you notice broken windows, and vandalism to your beloved vacation getaway. Just imagine the consequences if you had not…

Attention football lovers! If you love football, you probably love spending a few hours before the game tailgating! If you put enough thought into your preparation, you can make for one memorable tailgating experience. Here are a few tips to ensure you have a blast before your next football game: Stock up on ice! If…

College is all about expanding your horizons, and finding your passions. However, it is also the first time that students have had to budget their money. From tuition to utilities, there are some expenses you just can’t cut down on. But what if I told you there are a few simple tricks you can try…

You’ve done it! You’ve worked hard, and can finally purchase that beautiful new car you’ve had your eye on for years! But, have you thought about how much your car is really costing you? On average, your car will cost you the equivalent of three years of work. That’s about 157 weeks! Throw in insurance…

Everyone has fond memories of attending summer camps as a child. Long warm nights spent in a cabin away from home, possibly for the first time. It’s even an exciting time for the parents who finally have respite from their children during the summer vacation. While running a summer camp can be rewarding and lucrative,…

Homeowners insurance is a safety net against financial loss and provides peace of mind. However, the process of setting it up can be extremely confusing. By following a few basic tips, homeowners can rest easy that they will be protected if disaster hits. Learn What it Covers Knowing what the policy covers and doesn’t cover…

Virginia Beach, VA – The Third Annual Extortion 17 Memorial Ride will be held on Saturday, August 2, 2014. The Memorial Ride is dedicated to the memory of 30 active duty military servicemen and 1 military working dog killed in action on August 6, 2011 when a CH-47 helicopter was shot down by enemy fire in…

Reducing our impact on the environment and planet is both socially conscious and necessary for the preservation of natural resources. Even though renters don’t own the building that they live in, there are still ways that they can dramatically minimize their carbon footprint. Switch to using compact fluorescent bulbs instead of older incandescent ones. Compact…

Every good home owner knows that homeowner’s insurance is essential to keeping your investment safe and making sure that a disaster does not leave you without a roof over your head. What many do not know is that many homeowner’s insurance policies do not cover many things that one would expect, such as flooding or…

When they are first learning to drive, everyone learns that defensive driving is the best way to keep yourself safe. If you are aware of your surroundings, you are much less likely to get into an accident. What few people know is that defensive driving can save you money on your auto insurance.   The…

Finding the right automobile insurance is a balancing act between obtaining the best coverage and finding the lowest cost. Insurance needs vary based on lifestyle and a variety of other options. Ensuring that you have the right coverage requires a little research. Find a Reputable Company To find the best insurance company, ask friends, relatives…

Are you about to store your RV away? Before you do so, you may want to consider the following tips. Empty out all of the fluids from the RV before storing it. You want your RV to remain as clean as possible when it’s being store; otherwise you risk having to clean out the lines…

  As Memorial Day approaches on May 26th, it is important to remember the reason for the observance. It is in recognition of the men and women who gave their lives in defense of our freedom. This is not just to recognize those that have served, but those who paid the ultimate price in that…

After creating and building your business you must protect it with insurance. In order to secure your business it is essential that you understand business insurance to fully protect it. Property and Casualty Insurance Whether you are leasing a building or buying your property, you must have property and casualty insurance. Also known as P&C,…

Life is, among other things, a learning experience. Young Millennials are learning as they grow, but some trends have developed displaying a few consistent financial mistakes.   Not budgeting   Without effective budgeting we train ourselves to be financially limitless, which can have devastating consequences. Without budgeting we place many facets of our lives at…

Many motorists are confused about the various insurance coverage options available for their vehicles. One of the often misunderstood policies is the Uninsured/Underinsured Motorist coverage. What is Uninsured/Underinsured Coverage? The uninsured portion of the policy pays to repair your vehicle if you are hit by another driver who does not have insurance. It will also…

It’s that time of the year when backyard grills will be fired up more often across the country. Perhaps nobody likes to BBQ like those of us in Texas. As we head into BBQ season here are some safety tips to keep in mind. Never leave an lit grill unattended. Never grill in an enclosed…

Many homeowners don’t think about flood damage until it occurs at their home. That’s when they learn that traditional homeowner policies don’t cover flood damage. As flooding can occur from heavy rainfall, improper outdoor drainage or natural disasters, it’s important to consider protecting your home with flood insurance. Flood Insurance Basics Flood insurance is run…

While spring brings lovely weather to Texas, this season also brings an increased risk of severe storms, including tornadoes. To prepare for storm season in Texas, consider these three tips. 1. Have an emergency plan. If you don’t have a storm shelter in your home, know where the nearest safe place is. If you hear…

Now that Spring has sprung, so to speak, it’s time to prepare your boat again before getting out on the water. Here, you’ll find a short checklist to help ready you for boat season. First, you’ll want to check the hoses (including the fuel hose) to assure cold weather hasn’t caused cracks or other damage…

Easter is a time for decorating eggs, Easter egg hunts and other fun activities, especially for the smaller children. For fun, safe ways to celebrate Easter, while avoiding the messes, read these simple tips and tricks:  Boil your eggs and set up your dye containers before the children get involved. Put newspaper and trays down…

Liability insurance covers your business from financial losses due to lawsuits brought against your company and other damages that you cause. Excess Liability Insurance covers financial losses that are above and beyond your basic liability coverage. If you aren’t comfortable with the highest limits on your general coverage, consider purchasing an excess liability policy. What…

The winter of 2013-14 has proved to be quite the cold, violent and wet season for states all across the nation. Here at The Schwab Agency of Colleyville, Texas we have seen firsthand the effects of this extreme weather on the insurance industry. While no one can prevent extreme weather occurrences from happening, we can…

Those who are moving may be overwhelmed with everything their relocation involves. Moving involves finding a new home, packing up the old home, renting a truck and getting everything organized for the move. During the busyness involved with moving some things may get overlooked, including updating all of your insurance policies. Some moves across town…

Starting a small business requires a great deal of time as well as financial and other resources. In the process of building the business, many small business owners overlook or delay the creation of a disaster plan for their business. That can be a huge and costly mistake. The Institute for Business and Home Safety…

Use these spring maintenance tips to make sure that your home is in shape for the coming warm weather. Check your Roof You may want to get out a ladder and climb up on the roof to see how it held up this winter. If it needs repair, call a roofing company. Additionally, you can…

The Schwab Agency wants to remind clients to observe a few St. Patrick’s Day safety tips. Of course, the number one rule to follow is to refrain from driving a motor vehicle after making a few St. Patrick’s Day toasts. If people must travel on the holiday, they need to take designated drivers with them…

Small businesses face numerous challenges that differ significantly from those faced by large, publicly-traded organizations. Two of these primary challenges involve — Taxes, and Finding affordable business insurance. Business Tax Tips The best business tax tip: Tax time is a year-round issue. Waiting until year’s-end or after December 31, is both risky and futile. In…

Daylight Savings Time is slated to take effect again on Sunday, March 8, so remember to "Spring forward" before you go to bed Saturday night.  Won’t it be nice to have that extra hour of daylight each afternoon?  Spring is the time for us all to start planning gardens, and to clean up and spruce…

If you are shopping for auto insurance, it can be difficult to know what options you should take. You may have chosen an agent recommended to you from relatives or friends. But having the right insurance for you means that you need to find the right organization, as well as the best coverage for your…

Insurance coverage is important; accidents can happen anywhere and to even the most careful drivers.  But what happens if you and your vehicle are involved in an accident where the other driver is uninsured? The Schwab Agency has got you covered with Uninsured Driver Coverage.  In the event that the other driver carries no insurance,…

In any business, you must have insurance to protect you and your workers from loss in the event of catastrophe. You carry workers compensation coverage so that your employees are paid if they are injured on the job. But you may be able to lower your premiums with a few simple steps. Start by talking…

Is your life insurance offering you and your family the best protection?  If anyone in your family has special needs, then having the right coverage is even more important. Ask yourself this question: what would your family do without you?  How would they be able to support themselves?  If you were no longer around to…

Car care is essential for the longevity, and reliability, of your chosen mode of transportation.  Consistent maintenance can prevent major repair bills.  The owner’s manual contains the recommended actions for each of these: Exterior paint – Regular car washes are important for the protection of the paint’s gloss layer.  Summer and winter exposure requires care…

If you’re thinking of getting involved in community events, the Schwab Agency has got you covered.  Here are a few fun happenings going on in the Colleyville area! On February 15th, Paint the Mall Red at the North East Mall.  Since February is Heart Health Month, this EXPO event will feature heart-awareness stations; free swag…

Renovating your home can be a daunting prospect, but if you have planned it well, it is a rewarding one that adds value to your property as well as enhancing your living space. Before you start, here are a few steps to take: Decide what your priorities are for this renovation project. A home office?…

Traveling during the winter months can be especially harrowing whenever you are driving an RV. Here are some safety tips you can use to help avoid a claim against your insurance policy. 1. Equip your vehicle with snow tires if there is even a slight chance you will driving in snowy conditions. Highway tread tires…

The start of the new year is a good time for Texas families to review their insurance policies and decide whether the coverage they have fits their family’s needs. As our families grow and our kids get older, it makes sense to adapt our insurance policies to fit these changing realities. Carrying too much insurance…

Buying cars as gifts for loved ones has been shown in commercials by nearly every major manufacturer, but this practice actually takes quite a bit of planning. Rushing out to pick up a new car at the last minute could leave you and the gift recipient disappointed or delayed. First, go shopping and finalize your…

What are the things that frustrated you when this year’s holiday decorations went up? Now is the time to figure out how to solve those problems so that next year’s holidays will be a joy to decorate for. It’s important to pack and store your decorations wisely so that they are not damaged in storage,…

Looking for something fun to do this winter? If so, you may want to check out one of the following events that are coming up soon. 1. Gentle Stretch Yoga classes are being held at the Colleyville Senior Center on Saturday mornings at 9:45 a.m. For more information, call 817-503-1195. 2. The Books ‘n Brunch…

Fort Worth, Texas is one of the warmer places in the United States in which to celebrate the holidays, but that doesn’t mean that you can’t get into the Christmas spirit. There are loads of holiday events in Forth Worth and the surrounding area. Get out this December, and enjoy some of these Christmas festivities!…

Get out this December and enjoy the many events that Colleyville, Texas offers to help you get into the holiday spirit. Breakfast With Santa The Colleyville Lions Club serves breakfast with Santa on Saturday, December 7, 2013, starting at 7:00 a.m. This four hour event takes place at the Colleyville Center and offers pictures with…

Once the Thanksgiving turkey is eaten and the leftovers are put away, people will be taking out the Christmas decorations to deck their halls with holiday cheer. Yet you also need to practice safe holiday decorating to prevent fires and other accidents from happening so you, your family and your home is safe during this…

Christmas is always a great time of year and creating unique and fascinating recipes for the holiday season is a tradition for many families. Granted, the old standards like turkey and dressing, ham, sweet potato casserole and green bean casserole are definite must-haves, but when it comes to those unique flavors, adding a little heat with a…

Having a fire burning in the fireplace might seem like an ideal way to keep your home warm in the winter. But, more than a third of all home fires in rural areas are a result of using a woodstove or fireplace to heat the home, according to the US Fire Administration. Protect your property…

Greetings and Happy Holidays from The Schwab insurance Agency!  Over the holiday season, we like to spend as much time with our families as we can.  We are also, as you know, dedicated fully to excellent customer service.  Since you are a member of The Schwab Agency family, we wanted to make sure that you…

There comes a time in every year when hurricanes become something to be concerned about. You watch the weather on TV, you check the weather online and, when a big blow is supposed to happen, you take steps to protect yourself, your family and your property. While taking your family elsewhere is always a good…

With winter weather comes snow, ice and mud and, for many of us, the desire for a four-wheel drive vehicle. While having a 4×4 or AWD (all wheel drive) vehicle is what is knows as A Good Thing, it doesn’t mean you don’t have to take care and pay special attention whenever conditions aren’t dry and…

The holidays are upon us and there are plenty of festivities for you and your family to enjoy.   Colleyville, Texas is suburban living at its best and the upcoming events the city provides are just another reason to be grateful that you live in Colleyville.  If you’re ready to get a jump-start on the holidays,…

Winter will be here before you know it and the last things you want to worry about are your home and your car. That means you need to prepare them now so you don’t have to! Tips like these will take out some of the headaches and hassles of winter. – For your home, clean…

Kitchen safety is always important but even more so during holiday cooking. Thanksgiving is a time for family gatherings around delicious meals and savory desserts fit for the occasion. By adhering to the following kitchen safety tips, you can ensure a safer and happier Thanksgiving season.  Never leave food cooking on the stove or in…

With the Thanksgiving Holiday right around the corner, many of us have begun to brush off our cookbooks, make a guest list, and begin general preparations for the upcoming holiday. In the midst of all of these preparations it is easy to forget the historical implications of the Thanksgiving Holiday. Thanksgiving is a time to…

When it comes to your auto insurance, do you just purchase the first policy you are offered–ensuring you have the coverage you need so you don’t break any laws? If you do this, you may be missing out of some important types of coverage–or purchasing coverage you do not need. Working with an auto insurance…

Enjoy the harvest season with a yummy fall recipe that transforms a mildly sweet butternut squash into a spicy and warming dinner. Plus, this dish is vegan and gluten-free, making it a perfect option when you’re cooking for people with dietary restrictions. Preheat the oven to 350 degrees. Chop and saute one medium onion and…

Representatives who work at The Schwab Agency want you to have a good time with your kids on Halloween. From block parties to annual costume parties and special haunted house tours, find a plethora of Halloween events for your family to explore on the holiday weekend. Enjoy visiting a pumpkin farm with your friends and…

Want to get involved in a fun event with family or friends? Check out the 6th Annual Trinity Bright Halloween 5K/1 Mile Fun Run that will take place on Saturday October 19th. The I mile fun run gets underway at 8:00 am at the Trinity Park Pavilion in Fort Worth. The 5k gets started at…

Insurance is a complicated matter–especially if you have valuable articles in your home. You want to make sure you have all the protection you need, but you don’t want to pay more than you have to pay. These homeowners tips will help you decide what you should do. The best solution in many cases is…

You may wonder exactly what your homeowner’s insurance covers. You know that if a storm were to damage your roof that the insurance would cover a roof repair, but what if there was a major event and your home was completely destroyed. Would your insurance pay to replace your home? This is not as simple…

Recent hailstorms in Texas have many people surveying the damage and making claims on their homeowner’s insurance. After all, that is what homeowners insurance is all about. When weather damages your home, whether it be hail, ice, wind, or some other calamity, you want to know your home is covered. That is why it is…

Life insurance can be divided into two main types: whole life and term life. Both have distinct advantages and usually one is more preferable over the other, depending on your situation in life. Whole life insurance will cover you for your whole life, provided you continue to pay your premiums and don’t cancel the policy.…

September 23 at Annie’s Golf Classic will be the opportunity for the community to come together and give back to those in need. This Texas event offers friends and family a chance to donate what they can to great charities that include the Phelan-McDermid Syndrome Foundation, Rocky Top Therapy Center, and Wounded Warrior Project. Sponsored…

The summer is coming to a close and as the seasons change the days get shorter, the leaves start changing colors, the weather gets cooler and outdoor family fun activities wind down. Autumn is the perfect time to prepare your home for colder weather months. Clean out gutters and downspouts and check to make sure…

Food is an integral part of any football gathering. Next time you’re inviting friends and family over to cheer on your favorite team try one of these great football party recipes. Slow Cooker Chili – Cook and drain one pound of ground beef (or turkey) with 3/4 cup each chopped onion and green bell pepper.…

When there is a new driver in the family, there are a number of factors to consider. The very first thing parents must think about is the driving situation for the student driver. Whether it is adding a child to an insurance policy so that they can drive the family car or purchasing a new…

When most think of summer, they think of fun in the sun and getting a chance to finally have some quality family fun time. The best thing to do on those warm summer days is to go swimming and try your hand at other water sports. but you want your family and friends to stay…

There are a ton of different lakes and rivers throughout Texas and you can enjoy them all. Whether you are taking jet skis out in the Gulf of Mexico or you are taking a party boat out on the Trinity River, boating safety should always be your top priority. Make sure that everyone has a…

The Grapevine Farmers Market is a great way to check out what the community has to offer with family and friends. Held Thursday – Saturday, there are some great vendors to take advantage of and gather up some fresh foods. It’s a way to support local business people and get some delicious treats to take…

Click here for more from Dallas News State Farm claims representative James Benoy talked with Thomas Keener of Arlington about damage from a water pipe break during a freeze in February 2011. By TERRENCE STUTZ TERRENCE STUTZ The Dallas Morning News AUSTIN — State Farm Insurance is charging by far the highest premiums among the…