Insurance For Fallen Trees
Trees are a great way to add value to your home while also adding a little extra beauty to your property. However, the bigger the trees in your yard, the higher the risk that one will fall and cause serious damage. Knowing how your insurance policies will provide coverage for damaged caused by falling trees can help to ensure that you are not left paying for the damages out of your own pocket.
If your tree falls on your own house, or any other structure on your property, the property insurance portion of your home insurance policy will most likely provide coverage. The policy will pay for the cost to repair any damages, but may not pay for the cost to remove the tree. If a tree falls on your property and does not cause any damage, you will probably have to pay for the cost to remove the tree on your own.
If your tree falls on your car, your auto insurance policy may provide coverage, as long as you have comprehensive coverage. Comprehensive coverage will provide protection for any damage done to your vehicle by an incident other than a car crash. If you skipped out on comprehensive coverage, you will be left paying for the repairs on your own.
There are some steps that you can take to help ensure that you never have to deal with damage done by a falling tree.  A professional arborist will be able to let you know if there are any issues with your tree, and can recommend treatments to keep it alive and well. They may also recommend that you remove the tree to prevent any damage.
For all of your home and auto insurance needs and to ensure that you have the right amount of protection in case of fallen trees, contact the insurance professionals at The Schwab Agency in Colleyville, Texas.

Leave a Reply