Travel Trailer Insurance
Travel trailers can be used in a variety of ways. From providing a permanent residence to hauling livestock, there are endless ways that you can use your travel trailer. Before you hook your trailer up to your trailer hitch, it is important to make sure that you invest in the right insurance policy to provide coverage.
When looking for the right insurance policy, it is important to make sure that you invest in a policy that is specifically for a travel trailer, not one that is made for an RV. Some of the most common types of travel trailers that are available, include fifth wheel trailers, toy haulers, pop up trailers, campers, and a conventional trailer.
There are many coverage options that are available when looking for the right coverage for your trailer, including:
- Collision coverage – if you are at fault for an accident with another vehicle or stationary object, collision coverage will pay to repair any damage that was done to your trailer.
- Liability coverage – if you cause injury to another person or someone else’s property with your trailer, the liability portion of your insurance policy will cover any medical bills or repair costs.
- Comprehensive coverage – if you walk out to find that your trailer has been damaged from an accident that is not a collision, such as by a fire or vandalism, the comprehensive coverage of your policy will pay to repair any damages.
If you are living in your trailer full time, you will need higher limits than if you only occasionally use your trailer. Make sure to talk with your insurance agent to find out just how much coverage you will need.
To ensure that you have the right amount of recreational vehicle insurance for your travel trailer, contact the insurance professionals at The Schwab Agency in Colleyville, Texas.