Watch out! These types of home insurance claims go up around the holidays.
With the holidays right around the corner, you are probably excited to decorate your home, celebrate with your family, and simply enjoy the season. The last thing that you want to deal with is a time-consuming home insurance claim. Unfortunately for homeowners, there are several types of home insurance claim events that are more prevalent during the holiday season. To avoid having the file a claim, watch out for these perils.
- Fires
During the holiday season, many homeowners light up candles or get a fire going in their fireplaces to create a cozy vibe. Unfortunately, many homeowners forget to snuff out their candles or accidentally leave fires burning after they go to bed. This can often lead to nearby items igniting and a fire spreading throughout the home. As such, many homeowners are forced to file insurance claims to address the fire damage.
- Burst Pipes
If you live in an area that experiences very cold winters, then your pipes are at risk for freezing over and bursting this holiday season. Every year, insurance companies get an influx of claims to address the water damage caused by burst pipes.
- Theft
There are more theft claims filed during December than any other month of the year. This is because many burglars wait for the holiday season because they know there is a greater chance of expensive gifts being in the home. Sadly, instead of waking up to a pile of presents under the tree, many homeowners wake up to a ransacked home instead.
These are some of the common home insurance claims that you should watch out for this holiday season. Need help with your homeowners insurance this December? If so, then contact the experts at The Schwab Agency in Colleyville, Texas. Contact us for assistance with all your coverage needs today.