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Umbrella Policies
Protect your family and future with a personal excess liability policy.
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Why Umbrella
Schwab Insurance umbrella policies provide excess liability protection in the event of a major insurance claim or lawsuit when your underlying policies such as home, auto or boat do not provide adequate liability coverage for the claim or lawsuit.
What Does a Personal Liability Umbrella Provide?
Additional liability protection at affordable pricing
Protection against personal claims, such as defamation of character, libel, or slander, that may not be covered by your other policies
Minimum coverage of $1 million for covered claims, which can be increased in $1 million increments
Most carriers require your auto or home
It is common for the carriers to require your auto, home or both to purchase an excess liability policy through them. Be sure to speak with your agent about your liability needs