The benefits of installing a smart security system in your home. While you already know that security systems are a great way to protect against break-ins and vandals, did you know that smart home security systems are capable of so much more? Here’s what installing a smart security system in your home can do for…
Here’s what your homeowners insurance will cover when it comes to mold damage. Unfortunately, mold growth is a common problem that many homeowners have to deal with. Not only does mold cause damage to your home but it also creates an unsafe breathing environment for you and your loved ones. Fortunately, your home insurance may…
Here is why renters insurance is an essential coverage. As a renter, you know that your landlord is responsible for any physical damages to your rental space. However, this does not mean that you are free to forgo insurance coverage completely. You still need to secure coverage for your personal belongings and personal liability issues. …
Here’s how this special type of insurance can fill your personal property coverage gaps. Your homeowners insurance policy offers you four main coverages: property coverage, personal liability coverage, loss of use coverage, and personal property coverage. When it comes to your personal property coverage, your policy is subject to certain limits. These limits can make…
Try out these suggestions to reduce wear and tear on your home’s exterior this winter. During the winter, exposure to wet weather, freezing temperatures, and other harsh conditions can wreak havoc on your home’s exterior. While minor wear and tear might seem like a minor issue, it actually paves the way for more serious damages.…
Reduce your home’s chance of fire this holiday season. As a homeowner, you can imagine just how devastating a serious fire in your home would be. Unfortunately, during the holidays, your home’s fire risk increases significantly. Luckily, there are some steps you can take around your home to reduce the chances of a fire breaking…
Do you need to increase the personal liability coverage limits on your homeowners insurance policy? As a homeowner, you know you are open to certain risks. While you should be concerned about physical damages to your home, you also need to worry about the chances of a liability event taking place on your property. Fortunately,…
Try out these suggestions to protect your home and belongings during a power outage. While most homeowners consider power outages mere annoyances, they actually have the potential to be quite dangerous. In fact, losing power could actually place your home and personal belongings at considerable risk. Here are some of the precautions you should take…
Watch out; these appliances can set your home ablaze. Fires are some of the most serious and devastating risks that a homeowner can face. This is why it’s so important for homeowners to stay vigilant and take steps to reduce their home’s fire risk. Keeping an eye on these common household appliances can help you…
Take these steps to protect your home and Halloween visitors. As Halloween approaches, it’s time to get your home ready for party guests and trick-or-treaters. Taking the right precautions will ensure that everyone has a safe and happy Halloween night. Here are some of the steps you should take to keep your home and visitors…