Get the homeowners insurance that you need! When it comes to your home insurance, you want to ensure that you have the right coverage. A gap in your policy could lead to hefty out of pocket costs. Make sure you have enough coverage and check out this guide to your homeowners insurance. Replacement Cost vs.…
Storage Unit Tips Storage units are a great way to clear out some of the clutter in your house while still holding on to your assets. Storage units are available in almost any size and can help to keep your assets safe. Before deciding on which storage unit will work best for your needs, make…
Home Insurance Coverage Options Having your home destroyed can be very traumatic, and can be made even worse if your insurance payout is not as much as you were hoping for, leaving you to cover more of the repairs on your own. To ensure that you do not find yourself in this situation, make sure…
Insurance For Fallen Trees Trees are a great way to add value to your home while also adding a little extra beauty to your property. However, the bigger the trees in your yard, the higher the risk that one will fall and cause serious damage. Knowing how your insurance policies will provide coverage for damaged…
Home Insurance Claims and Water Damage Water is a vital part of life. However, if you come home to find a few inches of water throughout your house, you could be facing serious issues. Most water that can damage your house either comes from flooding or water damage, and knowing the difference can help to…
HO8 Home Insurance Policy Basics When looking for the right homeowners insurance policy for your house, you may be surprised to find that there are many different types of policies that are available. If you have an older home, you will most likely invest in an HO8 homeowner’s insurance policy to provide coverage for your…
It’s that time of the year when backyard grills will be fired up more often across the country. Perhaps nobody likes to BBQ like those of us in Texas. As we head into BBQ season here are some safety tips to keep in mind. Never leave an lit grill unattended. Never grill in an enclosed…
Many homeowners don’t think about flood damage until it occurs at their home. That’s when they learn that traditional homeowner policies don’t cover flood damage. As flooding can occur from heavy rainfall, improper outdoor drainage or natural disasters, it’s important to consider protecting your home with flood insurance. Flood Insurance Basics Flood insurance is run…
While spring brings lovely weather to Texas, this season also brings an increased risk of severe storms, including tornadoes. To prepare for storm season in Texas, consider these three tips. 1. Have an emergency plan. If you don’t have a storm shelter in your home, know where the nearest safe place is. If you hear…
The winter of 2013-14 has proved to be quite the cold, violent and wet season for states all across the nation. Here at The Schwab Agency of Colleyville, Texas we have seen firsthand the effects of this extreme weather on the insurance industry. While no one can prevent extreme weather occurrences from happening, we can…