When you are in your 20’s, the last thing you want to think about is life insurance. If you’ve already started a family, however, your future should be a top priority. Buying life insurance is the best way to ensure that you and your family are fully protected during all stages of your lifetime. With…
If you’re visiting family over the Thanksgiving weekend, no matter where you live, there are plenty of things you can do when you aren’t feasting on turkey and other holiday foods. You can either go alone or take the whole family and explore as much as you can! Here are a few fun things you…
Life insurance policies are designed to provide death benefits to your loved ones after you pass away. There are a few policies, however, that will allow you to borrow against them if you have an emergency. If you are very careful about how you borrow against your policy, you will be able to use your…
Almost anyone can get life insurance if they are willing to pay for it. It all boils down to what is known as “acceptable risk.” Different insurers assign different levels of risk to certain health conditions, including diabetes. The level of risk will normally depend on the person and any other risk factors that may…
Keeping home insurance costs down is one way to tighten your budget during tough times, but be aware of your coverage needs. Each homeowner has their own unique needs and risks that affect insurance costs. Some homeowners need higher coverage limits, especially if they have a large family or pets. Here are 10 items that…
Homeowners’ insurance can get to be expensive if you don’t know how to lower your costs. There are many ways to cut your costs without having to worry about whether or not your home is sufficiently covered. By working with your insurance agent, you can find many different ways to cut your costs while still…
Car fires can be incredibly terrifying and cause severe damage to your vehicle and any objects near the car while it is burning. For any type of fire damage to your vehicle to be covered, you will need to have a comprehensive auto insurance policy in place. Comprehensive policies are more expensive, but they cover…
Renting an apartment carries many of the same responsibilities as owning a home. While you may not own the building, it is still up to you to protect your possessions and reduce the types of liability you are responsible for. Starting over after a catastrophic event can be hard, especially if you are starting from…
Most of us know how a credit score will affect our chances of getting a car loan or mortgage. What we don’t realize is how it can affect our ability to get car insurance. For people who don’t have any established credit or have poor credit, it can be difficult to get a quality insurance…
Shopping for car insurance is often an extensive process. There are a lot of variables that go into finding the right policy. Love is a factor. Here is a look at how getting married may impact your auto insurance rates. Research conducted by the Consumer Federation of America shows that auto insurance agencies charge lower…