Many homeowners don’t think about flood damage until it occurs at their home. That’s when they learn that traditional homeowner policies don’t cover flood damage. As flooding can occur from heavy rainfall, improper outdoor drainage or natural disasters, it’s important to consider protecting your home with flood insurance. Flood Insurance Basics Flood insurance is run…
While spring brings lovely weather to Texas, this season also brings an increased risk of severe storms, including tornadoes. To prepare for storm season in Texas, consider these three tips. 1. Have an emergency plan. If you don’t have a storm shelter in your home, know where the nearest safe place is. If you hear…
Now that Spring has sprung, so to speak, it’s time to prepare your boat again before getting out on the water. Here, you’ll find a short checklist to help ready you for boat season. First, you’ll want to check the hoses (including the fuel hose) to assure cold weather hasn’t caused cracks or other damage…
Easter is a time for decorating eggs, Easter egg hunts and other fun activities, especially for the smaller children. For fun, safe ways to celebrate Easter, while avoiding the messes, read these simple tips and tricks: Boil your eggs and set up your dye containers before the children get involved. Put newspaper and trays down…
Liability insurance covers your business from financial losses due to lawsuits brought against your company and other damages that you cause. Excess Liability Insurance covers financial losses that are above and beyond your basic liability coverage. If you aren’t comfortable with the highest limits on your general coverage, consider purchasing an excess liability policy. What…
The winter of 2013-14 has proved to be quite the cold, violent and wet season for states all across the nation. Here at The Schwab Agency of Colleyville, Texas we have seen firsthand the effects of this extreme weather on the insurance industry. While no one can prevent extreme weather occurrences from happening, we can…
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