Every good home owner knows that homeowner’s insurance is essential to keeping your investment safe and making sure that a disaster does not leave you without a roof over your head. What many do not know is that many homeowner’s insurance policies do not cover many things that one would expect, such as flooding or…
When they are first learning to drive, everyone learns that defensive driving is the best way to keep yourself safe. If you are aware of your surroundings, you are much less likely to get into an accident. What few people know is that defensive driving can save you money on your auto insurance. The…
Finding the right automobile insurance is a balancing act between obtaining the best coverage and finding the lowest cost. Insurance needs vary based on lifestyle and a variety of other options. Ensuring that you have the right coverage requires a little research. Find a Reputable Company To find the best insurance company, ask friends, relatives…
As Memorial Day approaches on May 26th, it is important to remember the reason for the observance. It is in recognition of the men and women who gave their lives in defense of our freedom. This is not just to recognize those that have served, but those who paid the ultimate price in that…
After creating and building your business you must protect it with insurance. In order to secure your business it is essential that you understand business insurance to fully protect it. Property and Casualty Insurance Whether you are leasing a building or buying your property, you must have property and casualty insurance. Also known as P&C,…
Life is, among other things, a learning experience. Young Millennials are learning as they grow, but some trends have developed displaying a few consistent financial mistakes. Not budgeting Without effective budgeting we train ourselves to be financially limitless, which can have devastating consequences. Without budgeting we place many facets of our lives at…
Easter is a time for decorating eggs, Easter egg hunts and other fun activities, especially for the smaller children. For fun, safe ways to celebrate Easter, while avoiding the messes, read these simple tips and tricks: Boil your eggs and set up your dye containers before the children get involved. Put newspaper and trays down…
Liability insurance covers your business from financial losses due to lawsuits brought against your company and other damages that you cause. Excess Liability Insurance covers financial losses that are above and beyond your basic liability coverage. If you aren’t comfortable with the highest limits on your general coverage, consider purchasing an excess liability policy. What…
Starting a small business requires a great deal of time as well as financial and other resources. In the process of building the business, many small business owners overlook or delay the creation of a disaster plan for their business. That can be a huge and costly mistake. The Institute for Business and Home Safety…
Small businesses face numerous challenges that differ significantly from those faced by large, publicly-traded organizations. Two of these primary challenges involve — Taxes, and Finding affordable business insurance. Business Tax Tips The best business tax tip: Tax time is a year-round issue. Waiting until year’s-end or after December 31, is both risky and futile. In…