Many motorists fail to realize that many of their life decisions and actions affect their auto insurance premium. Despite popular belief, your auto insurance premium is not a stagnant number. While you may be aware of the very common situations that affect your auto insurance premium there may be others you are unaware of, including:…
While you may be inclined to view disability insurance as a commodity intended only for the elderly, disability insurance benefits anyone who is constrained by finances. No matter how young and strong you may be, you are not invulnerable from injury and illness. Disability insurance allows individuals to receive financial stability if they become injured…
Many agents selling auto insurance often don’t discuss everything about your policy with you because they assume that you’re going to read it. Let’s be honest, no one reads the insurance policy, so if you want to get the best out of your auto insurance you need to ask the right questions. Here are 3…
If you’re looking for places to save money, homeowners insurance should be your last stop. Finding the right insurance and pricing that works for you is tough but it can also save you stress and money in the long run. Avoid these insurance mistakes while trying to find the right coverage. Insuring your property at…
A storage unit is something we use to protect some of our most prized possessions but even in storage your possessions could be at risk without the right coverage. Storage unit property insurance only offers protection for the actual building, not the things inside of it. Home insurance can cover some of the damage in…
Owning a home comes with many responsibilities and one of the highest priority is getting the right coverage. If a guest is injured in your home and your home insurance does not have enough liability coverage you could be in trouble. With all the potential hazards in your home you can never be too safe,…
Auto insurance is something that you need but in most cases it can cost way too much. Auto insurance doesn’t have to cost an arm and a leg, there are actually ways to save on insurance that you may not have known about. Competition between insurance companies is generally the cause of these unusual discounts…
Tickets are expensive and can stay on your driving record making insurance rates go up. Changing your driving habits can lower your chances of getting a ticket and help you become a better and safer driver. Here are 6 common dangerous driving habits that you should try to avoid the next time you’re behind the…
With a swimming pool comes a ton of fun, as well as a ton of liability. On average, there are about 4,200 swimming pool related deaths each year. The majority of these deaths involve young children under the age of 15. You can help improve this statistic by making a few simple lifestyle changes. Here…
Finding roommates to help lower the cost of your rent can be both emotionally and financially satisfying. But, did you know roommates might increase the cost of your insurance premium? That’s right! With added roommates, comes added liability. Insurance companies view this as a negative. However, if you omit the fact that you have a…